Quote:
Originally Posted by Temporaryescapee
As well as looking at the policy document it would also be important to check the declaration you sign to accept the insurance. There may well be a stipulation around residency or similar in this.
It is also worth being aware of the legal basis of insurance which is known as "uberrima fides" which means "utmost good faith". Essentially this means you have to disclose all material facts, even if you are not specifically asked for them. I am sure there is lots of legal case law about how this works in practice, but if does give the insurance company an easy get out if they feel you have 'pulled the wool over their eyes' (withheld information in order to get them to act in a way they would not have if you had told them).
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Good point. This is the "grey area" we speak of.
The usual questions they ask on a recorded conversation are.
"do you hold a motorcycle license?"
"How long have you held your license?"
"Any convictions"
"Any medical issues that would impair driving ability?"
"Any prescribed drugs that would impair?"
After these questions they ask about the bike, type of coverage, blah blah.
They then proceed to take your money.
[quote]
If you become resident in Ireland, living here for more than 185 days a year, then you must apply for an Irish licence. If drivers from any of the above states wish to exchange their licences for an Irish drivers licence they must do so within one year of their one expiring.
Drivers from the United States and Canada can drive on a licence, or international driving permit, from their country of origin for 12 months. If you are staying longer than 12 months then you must apply for an Irish drivers licence.
International drivers can also apply for an international drivers licence which is valid for one year after the date of issue. The licence is recognised by any nation, including Ireland, that has signed the 1926 or 1949 UN Convention on road traffic. If you are travelling to Ireland from another nation then you should contact your embassy in Ireland in advance to confirm whether this licence type will be accepted. More information about this type of licence can be found here. [quote]