insurance in australia
 

Hi all
we would like to make a trip through Australia in oktober- november of this year, we want to bring our own motorbikes, 2 bmw R 1200 GS. we already got a lot sorted out, but the only thing we can't arrange yet is how to get an Insurance for the bikes, we know that at least we need a CTP but we can't find a company that can provide us with such an Insurance. I know we are not the only ones bringing their Bikes over so how does anybody else arrange this????

bye bye Betty

no problem contact these guys:

Motorcycle Insurance Cover Quotes Australia - Save 25% | InsureMyRide

we took them, didn´t had an crash or something to try it but at least we got an insurnace... the locals use them too, so they can´t be that bad...

maybe they will insure beemers as well... ;)

This is how I took my bike from Dili to Darwin: Process to get bike from Dili to Darwin | Where is Hemuli?

You can get the mandatory CTP insurance when you do inspection for your bike.

See http://www.horizonsunlimited.com/hub...ance-nsw-74633

If you arrive anywhere other than NSW then you need to go through the process of getting the equivalent of an "overseas registered vehicle permit" which will come with CTP (third party INJURY) but not any vehicle insurance. Once you have the permit number and/or temporary plates then you can buy vehicle insurance online.

You do not register your bike to Australia - no temporary plates (you do not need to do this), but if you have Australian address, then you can quite easily get also other insurances for your bike.

Australian Licence
 

I know it can't be done online because it askes
Do you hold the appropriate Australian Licence to ride this bike? Yes No


Once you say NO... it stops the process and says unable to provide insurance. :frown:

So I have emailed them asking if an overseas rider can take out insurance with them... lets see! Insure My Ride answer: At InsureMyRide we do not currently provide coverage for bikes that are temporarily imported via carnet, we are unable to offer a quote and provide cover on the bikes.

That was for the NT, other States vary in how they allow an overseas registered vehicle onto the roads. NSW is by far the easiest as all you do is go to the docks and ride your bike out the gates (after paying of course), there is no roadworthy check or buying third party insurance.

The other States have anything from a full compliance inspection to a very basic roadworthy inspection.

Australia is a federation of States and they can/do have slightly different laws, the best way to explain this - The Federal Government controls Customs and Quarantine, the State Governments control road laws, Local Government can control access to their roads - road closures in the Wet, etc.

I think that NSW authorities have just said "its all too hard" and just accepted that overseas registered vehicles on CDPs are hardly likely to swamp the roads and that they are rarely involved in accidents - so financial risks are also very low. Plus its a good way of getting tourists into their state.

The issue that confronts the other States is that there is an agreement to recognise insurance/vehicle standards/road laws from one State to another. So if a vehicle is legal in NSW it must be legal in the other States.

Australian Insurance
 

Agree with the comment about NSW.

The issue about FULL COMPREHENSIVE INSURANCE which will protect an overseas bike traveling in Australia is not as clear cut, though RTWbyBike had no problems with Insuremyride!
To RTWbyBike....Could we have the details of how you were able to get insurance with Insuremyride.com.au as an overseas rider. It would certainly short cut this thread.

I tried Insuremyride.com.au with an on-line quote and got stopped... see above post... and in the FAQ question section this comes up:
Do I need to hold a current motorcycle licence to get insurance with InsureMyRide?
You need to hold a current Australian motorcycle licence to insure any Registered bike. We realise that you don’t need a licence to ride an unregistered Dirt bike, so we can insure your Dirt bike even if you don’t have an Australian motorcycle licence.

So if there is a way around this it would be great to know.

There is no doubt that getting the manditory CTP/Green Slip insurance is easy.

Just to make sure that an overseas bike can travel all over Australia with the Darwin CTP, I have sent emails to each States Motor Registary Offices asking: If an overseas motorbike obtains CTP (Third Party Compulsory Insurance) or (Green Card) in Darwin the Northern Territory, are they able to travel throughout Australia and be covered.

I don't see why not, because as a Queenslander, I can travel anywhere in Australia on my Queensland CTP.

However CTP will NOT cover your bike in case of an accident.

I an attempt to get an answer on Fully Comprehensive Insurance, I have sent off nine (9) emails to Insurance providors that have been provided by NIBA - Need a Broker and Find an insurer

Hopefully there will be some answers forthcoming!

Hallo.
I shipded my Belgian Harley in 2011 from the UK to Melbourne,under Carnet de Passage,and went to the RACV at the 438 Little Collins Street office,and get insurance for a whole year,after 5 months they pay you back the rest,if you stop the insurance.
That,s what I did.
Chris.

Australian Insurance
 

Thanks Chris,
Can you rememeber the cost of the insurance and the type i.e. Comprehensive, Third Party?
I'll contact Northern Territory equivilant to the RACV and see if they will do the same.
Alex

NSW Green Slip
 

The issue with Green Slips in NSW is that they are now handled by the MAA (Motor Accident Authority) and they are compulsory to have. For Australians... Not required for overseas travelers. The only criteria is that the number plate is afixed to the bike along with any registration stickers that may come with the registration... WOW.. had to go thru three (3) Government departments to get that!!

The MAA website reads in part: A Green Slip is an insurance policy linked to your vehicle that provides cover for compulsory third party (CTP) personal injury insurance when you or the person driving your vehicle is the driver at fault in an accident, and in certain circumstances regardless of who was at fault.
So if you land in NSW, be aware that a Green Slip is compulsory.Incorrect... Visiting motorbikes do NOT require CTP in NSW! If you already have CTP from another State it wont change a thing... NSW is okay

As well as looking for Insurance cover I am also double checking that an overseas bike with a Northern Territory (Darwin) Green Slip is able to negotiate all Australian States. I'm sure it will be okay, but happy to cross the "t's" and dot the"i's" for future visitors.

NSW is clear for overseas motorbikes :)

Good to see the ozzies are keeping things nice & confusing for everyone doh

When we travelled over in 09 we had the opposite of the above - a temporarily imported vehicle being road legal in NSW was definitely not enough for it to be also legal in VIC & SA, further fees & paperwork required...

We also could not get a CTP in NSW as it was not required for a temp import.

Of course it took a lot of emails & ph calls to various corridors of the Oz transport bureaucracy to work all this out at the time.

We got full insurance from Swann for that trip. Took the pay by instalment option & cancelled the policy when we left.

Cheers
Clint

Australian Insurance
 

Swann wont give Insurance on bikes from overseas under Carnet... they told me the policies have all changed recently!!! doh

Insurance in Australia
 

It is, IMHO, impossible to insure an Overseas Registered Motorbike, arriving under Carnet de Passage and visiting Australia for 2-3 months, then leaving!

When I am talking about Insurance I mean Comprehensive or Third Party Insurance NOT the CTP insurance.

The main hurdles are:
1. The owners are not permanent residents or visitors applying for residency
2. They have no permanent address in Australia
3. They do not have an Australian Licence

One or all of these come into play as soon as I start my enquiries.... There may also be the issue that the bikes are coming into Darwin, which also seems to create an air of disinterest. ... though I doubt arriving at any other port of call would change the outcome.

Insurance companies tried:
Aon .com.au - this one goes thru AMP
Swann, TIO, ACME, QBE, TIOFI (NT insurer), Insure My Ride, GIO, Elders, RACQ, NRMA, SGIO, Real Insurance.com.au, Famous for Bike Insurance ....

The only light at the end of this tunnel, is a personal call to Shannon’s Insurance by the bikes owners MAY provide the needed cover. (Betty I have emailed you these details)

NOTE: Shannon’s will not speak to anyone other than the owner/s of the bike, as I found out and had a bit of a run-in with them!

The other issue is CTP or (Greenslip in NSW)
You must get CTP, even for overseas bikes, which is compulsory in every state, except for NSW (Overseas bikes only..Australians must have Green slip in NSW).. So travelling in NSW is not a problem.

The issues begin when I ask each Australian State’s road Authority:
“Can an overseas Registered motorbike, with Northern Territory CTP, drive through Queensland, Victoria, South Australia, Western Australia and Tasmania and be COVERED by the Northern Territory CTP for legal liability for injury and death as a result of an accident for which the insured is responsible – be it for other drivers, passengers, pedestrians or cyclists


The answer to this question is still out there with the relevant Govt. Departments. I will add to the post when it’s all sorted out, but that could take anywhere up to 4 weeks.

It’s such a pity that Australia, an Island if you will (sorry Tasmania, but you know what I mean) has such different laws, rules and regulations. !!!

So as far as CTP is concerned, at the moment, we know it’s easy to get when you land in Darwin

It’s a bit like riding in Vietnam... it’s illegal to own a bike as a non-Vietnamese, the majority of visitors don’t have a Vietnamese License, yet thousands do the Vietnamese bike trip each year!

Yeas, I sympathise. Sometimes you get two different answers from two different people. Even Aussies are equally screwed in certain cases when crossing state borders.