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Segurogringo do offer insurance for foreign riders on foreign bikes. You land up having to buy their regular travel insurance and then paying an additional separately charged fee to specify where the bike and rider are from. They are basically agents for a US firm called national unity.
Below are copies of what you actually get in terms of a policy. Use your own judgement. https://uploads.tapatalk-cdn.com/201...74f3413623.jpg https://uploads.tapatalk-cdn.com/201...b3399bc71e.jpg |
FRom what I can see it's for Mexico residents only so not sure how they get around that. It's also 3rd party only which won't work for a lot of people.
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Neither Canadian nor Mexican residents are subject to GDPR protections. Quote:
"Whatever that means" probably means a US insurer will get a GDPR-compliant data solution in place. |
Any news on this topic? 3 weeks until the trip starts - and still no insurance :(
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We are starting our trip in Alaska the 21st of August, and regarding the insurance we are going for the Seguro Gringo option just as Victay posted a couple of weeks back. Actually, this first page of what he posted states that it's only for Mexican residents, but the second paper is additional for people not living in Mexico, and it states a change of the policy so that it's valid for the specified foreign bike and driver.
We're shipping with Motofreight, and they have been in contact with Seguro Gringo directly; over email they confirmed that they can provide 3rd party liability insurance on European bikes. I was also informed that a group of bikers entered the US in New York with this policy recently. There are also some stories about Progressive policies being used, but I guess it depends a lot on the agent. Apparently, there have been issued some insurances with using a 'friends' address in the state where the trip starts. I have written to all Progressive agents in Anchorage but uptill now only got replies that this Progressive program is not applicable for foreign bikes. I've been in touch with Fernet as well, they are working on some new program similar to the previous Dairyland one, but they have had no luck getting it up and running until now. Guess I would have preferred this, as the Seguro Gringo policy might be somewhat vague and open to interpretation, but it seems to be the only option thus far. |
Yeah we're in exactly the same boat and I wonder if we're the group that Motofreight referred to as I have a dozen bikes flying into NY shortly. We haven't taken out a policy with Seguro Gringo yet but it's who we'll have to go with. Like you it's far from ideal, especially with the limited amount we're covered for, but it's easier that or cancel and most of the guys are willing to go with it. I just hope something more solid comes available soon as I know it'll put a lot of people off.
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US/CANADA INSURANCE LATEST FOR INTERNATIONAL RIDERS ON OWN BIKE
LATEST Read all comments and thanks for sharing. I got an informative email from a manager at SEGURO GRINGO today It appears to be possible to activate cover - but - LIABILITY only That will not work for me and cancelled my TRANS CANADA HIGHWAY ride this year and planning another trip instead Hope MOTORCYCLE EXPRESS will get another policy/insurer/underwriter up and running soon with the same cover as Dairyland offered. |
Just taken out a policy with Seguro Gringo. It seems okay and the company seem to keen to confirm that it's legit, it's just the tiny amount of third party cover it covers you for that's the slightly worry. But it's that or cancel the trip.
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Glad to hear there is at least one viable option.
Vehicle insurance requirements vary in the US from one state to the next, and there is no nation-wide system or set of rules. For example, requirements are fewer in Montana than in Washington State....except that, oddly, AFAIK motorcycles are not required to carry insurance in Washington. In any case, all states will allow you to drive when covered by insurance policies taken out in other states, whether or not they satisfy local requirements. The policy above appears to satisfy minimum requirements in Texas. That makes it legal to use for driving anywhere in the US or Canada. Its coverage is really low by US standards, so your best bet is to not have any accidents (in case you needed to hear that). I am not at all convinced that the endorsement (second page of the policy above) voids the first page disclaimers. In other words, I'm not sure that you're really covered as a non-Mexican resident. I'm not saying don't ride carrying this insurance--I've put many tens of thousands of miles on uninsured cars and motorbikes. I just wouldn't want to count on it in the event of any problem. If there are any lawyers in the viewing audience, one might be willing to say something about the enforceability of a contract which requires illegal acts from either party. That's enough idle speculation from this corner. Mark |
Fernet insurance
A small update. We were able to get a solution via Fernet. Helped us perfect. Cheryl Dudek
FERNET INSURANCE 1950 Lee Rd Ste 107 Winter Park, FL 32789 866-768-7558 Fax 800-391-8144 Toll Free 321-972-1865 Local www.fernet.com |
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https://www.fernet.com/Pages/overseas.htm "This Program has been suspended until further notice." So I'm trying to contact them, but the "Contact us" form is broken! gaah! |
I called them and had several email contact. Rook me only half a day and everything was done.
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Don't do anything irrevocable yet! GOOD news is coming, within days with any luck at all. I've been corresponding with Cheryl at Fernet, and they will write policies - but they haven't yet got ABSOLUTE CONFIRMATION IN WRITING that it's 100% legit for foreign travellers, so they're waiting for that, and she'll let me know instantly and I'll post it here.:mchappy:
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Hello Grant and Jaak,
did Cheryl/Fernet by any chance mention the type of cover the policy will contain, i.e. liability, comprehensive, etc? Regards, Dietmar |
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