Insurance Malaysia
 

Hi folks

Just arrived in Penang from Thailand. Bordercrossing went smooth but nowhere to buy insurance. The Immigration officer said that most banks would sell me an insurance, but I dont trust him on that.

Anyone purchased third party insurance in Malaysia? Where and what company?

Thanks in advance!

HI,

look out for "Multi-purpose Insurans". They only one who sold us an Insurance in 2013. This year we got at Sadao-Border insurance from "Berjaya Sompo Insurance Berhad"

Wolfi

same with us got it at the border, 5min job...

Ok - I used the border crossing Wang Prachan in Satun province Thailand to Wang Kelian in Perlis Malaysia. After advice from a biker. Never trust em bikers...

By the way - may I ask how much you paid for the insurance? I guess it is third party insurance and of the length of a month? I have inquried by email to Beraya Sompo Insurance Berhad and put a bike dealer and insurance agent on the case.

I went to the Multi Purpose Insurans office in Georgetown Penang and asked for an insurance but as soon as I explained that it was a foreign motorbike they turned me down...

A few years ago I got and insurance from the Malaysian Automobileclub (AAM) in Klang. The must be an AAM office in Penang too. Worth a try and enjoy the food there.

Metita

Stayingwith my brother in law , his wife is a bank loan officershe did say they sold moto insurance but does not know the particulars is off today
You might want tofind abank n fill inthe info yourself

As a bit of fyi,there will be times where posted prices ,procedures r ignored n u get the special foriegner price, this n many like thingshappen in malaysia n as my brother in law says"this is malaysia" think nothing of it n continue u can get an oil change at the price of the oil n filter but have some tissue handy clean everything yourself .

Thanks for your advices guys. Would have been great to know which banks that might sell insurance here?

Malaysian insurance is pretty expensive - I got a couple of Malay contacts that ride 1200GS, do you want to speak with them ?

Take me 5 mins to get a reply.

Did you also call into the JYJ office at the border, you need to exchange your IDP for a Malay driving permit sticker.

Hi there Recom273

I just want a third party insurance for a short period of time, max a month. Havent been expensive in other countries along from Europe to here. But if it cost thousands of Ringit I guess I skip it.

What is JYJ office by the way? I crossed the thai-malay border at Wang Prachan - Wang Kelian border crossing. And there hardly anything else than the immigration shack there....

I am in contact with bikers, bikeshops that sells insurances, have sent mails to insurance companies but so far no one has been able to help me. If youre friend can help me for sure 100 % - then please put me in touch with him. If not - dont bother.

lol .. you just rode ? no homework ?? Is there no sticky guide how to cross from Thailand to Malaysia.

For the record - Insurance is about 1500B/ 15 ringgit a month for basic 3rd party. This is how I take my Thai bike into Malaysia.

JPJ is the Malay land transport office. You depart from Thailand, ( in the case of Sadao border ) show your documents to a local and buy insurance from a local agent at the border, you then go to the JPJ office which is next to the insurance tent other borders have offices, you just need to ask, but they won't always sell insurance nearby, but the next town will have a small office somewhere. I have seen them at every dusty border town.

They will inspect your ownership documents, check the insurance and issue you with a Malay driving permit which you stick on your screen. An IDP maybe valid, but for me its easier to get the sticker on my windscreen.

There is no problem riding around Malaysia until you get stopped at a JYJ roadblock, then they may ask you to return to the border and correct your mistake or they will confiscate your bike.

My guys aren't too sure what to do. They advise you to return to the border and sort it, however I will send you a PM with a number, if its successful then post your experience here.

- For me, I have ridden without insurance / permit in Malaysia before, I have western friends without docs, who have been waved through JPJ roadblocks and I have had Thai friends who have had bikes taken.

You take your chances.

I have been in touch with one malaysian guy who told me to use the Wang Prachan - Wang Pelian border crossings "as it is the most conveniant border crossing". Sure - for a malaysian biker it probably is, but certainly not for a overlander on a foreign bike.

About homework etc - I have been searching this forum and a couple of thai bike forums extensively and have never heard about such a thing as a JYJ and a malaysian driving permit. There havent been one person who have mentioned this thing that I have seen.

At the border I crossed I was told that there werent possible to buy insurance there but it would be possible in any banks at the next town. When I got to the first town I couldnt even withdraw malay currency with my visacard so there was no way to buy insurance there, thus I rode to Penang.

As I have written earlier in this thread - there were absolutely no booth, tent or shack to buy insurance or JYJ office at the border crossing I crossed. So what could I do? I even asked the Immigration officers what to do and they said GO!

I absolutely dont want to take any chances and I do want to have an insurance, and I do want to have the other paperwork done. Thats why I started this thread, and thats why I continue to write here.

I have now got an answer by mail from Beraya Sompo Insurance that two other members have used and mentioned earlier in this thread but also this company turned me down.

I am in KL now but I might take the trip back to a birder crossing to sort things out. I dont have nerves for this.....

OK take it easy fella - You will be fine. I didnt mean to mock you.

We should have met earlier, sorry, i live about 25 mins from the border.

Like you say, you got the best border for bikes, the run through the national park is ace, the only trouble is, 10 years ago, immigration consisted of a wooden garden shed and it hasn't changed much since.

There is an expat forum with millions of "experts", called Thaivisa.com, there is a bike section there. There is plenty of advice and photos on how to enter Malaysia on Golden triangle rider, and I'm sure someone could have helped on rideasia.

Everything is easy when you know how .. innit ? I take my hat off to you, I speak both languages and I'm English, hell knows how i could do it without.

I had a brain fart - JYJ, no its not - its JPJ - Jabatan Pengangkutan Jalan Malaysia .. the ministry of transport for Malaysia.

I wish you all the best.

Ha-ha, youre the one got me upset.... ;-)

No I am not at all blaze about this, wanna do what is right. Dont wanna have any trouble. I frequent GT rider and Rideasia too, not everyday, but now and then. And this forum every day. Thaivisas advicers I hardly listen too though...

Anyway - sure the Wang Pelian border is just a garden shed and not much more.
Actually I cannot understand that they let me over when without insurance and without JPJ. As long as they got the Carnet everything seemed fine. I saw there had only been two Carnet passings in May before me so there isnt one every week...

Ok Ill se what to do after KL.

I should start probably start a new thread soon about how to cross into Indonesia...

OK matey -

The guys at the Sadao crossing are agents for Kurnia Insurance,

Heres there website, which has dubious certificate issues - but but here is a good page that shows their agents.

There is also a 24 hour helpline number 1800-88-3833

Thanks Recom273. Much appriciated! Will try to contact them tomorrow.

:-)

Kurnia turned down my request for insurance. They are the third company in Malaysia that does that.... :-(

Well since 3 different insurance companies and one insurance agent couldt help I decided to deviate up to the Sadao border on the way to Kota Bharu to sort things out.

Insurance was easy peacy but costed 95 Ringit for one month third party insurance. At the "open air counter" next to the JPJ office. So the fun started - I entered the JPJ office and before I was able to say something the guy at the counter proclaimed: "I no speak english" Well I said a few easy english words and put my papers on his counter. He then announced again: "I no speak english" He then had a look at my papers and noticed my regiastration document which is in norwegian since my bike is registred in Norway and I am a norwegian citizen. "Hey you - I not understand this paper, you have to get it translated to english!" Bloody hell he has just said two things so far and both of them were to express that he couldnt speak english and now he wanted me to have documents translated into english!?!?! What an idiot! And he just waved me out of his office. So there I was 4.30 pm on a saturday afternoon on the border between Thailand and Malaysia and had just been ordered to get a norwegian registration document translated into english by a official that had said two times already that he didnt speak english.

I went out to the woman in the insurance desk and asked her what to do. She said that she would talk to the JPJ official. And then she gave a little smile. I sensed that this could go both ways - and after a few minutes I was asked into the JPJ office again and a few questions were asked and a couple of documents printed out and given to me and off I went. Voila - everything cleared!

Malaysia is around the country number 20 I crossed into and never have I been asked to show a registartion document in english or a translation of ditto into english. Have anyone experienced such a thing before?

End of the story - probably best to go through the biggest border crossing as they have both insurance and a JPJ office. And maybe have your registration papers yranslated into english if youre not from a native english speaking country???

Glad that worked out for you in the end .. That was really unusual of Malay people not to speak English.

I have problems practicing my Malay, because they all speak English so well.

Yeah, we have a standard translation document here, its like 25 THB or 50p to translate your Thai reg book into English at the dept. of transport, but there are also stories where people didnt have the necessary translation and they bumbled through with their Thai documents or just translated it themselves.

If you don't have the necessary translation from your own country you could just do a basic translation yourself and get some kids stamp and red ink. Who would know, Asians just love a rubber stamp.

http://i.imgur.com/hX9v738.jpg

Here is a sample of the one provided by Thai DLT that contains all info for Malay JPJ, without even speaking any English. lol.

I dont think a thai paper and translation form would have helped for a norwegian registration document.....

Actually as approx the twetienth country I ride through Malaysia is the first who wanted a english translation of my bikes registration document. Except China though - to those guys I had to send over all kinds of papers 3-4 months before arrival by mail.

But it may help someone else, if they were preparing documents to overland. It contains all the info a Malay JPJ officer will ever request.

As has also been reported, some people have prepared their own translations - a future viewer of the forum could use this as a template.

Sadao Border Crossing
 

Hi,

I am from India and riding a Royal Enfield 350cc, currently in Krabi and will be heading to Sadao tomorrow 21st Aug. I was a bit stressed out and now relieved after reading this thread.

I am carrying the IDP/ Carnet/ all documents to prove ownership. Hope i should be able to pass through without much stress.

Thanks Guys,

Atul

This thread is of interest to me I'm freighting a Australian bike to Penang in November and Insurance seems to be the problem. I planned to leave Malaysia through the Sadao border and possibly return that way but I need to get insurance to get my bike from customs. I've emailed AAM and got no reply so this is becoming a worry. The bike has all papers and a carnet but why is insurance so hard?

If you read snakeboys post ( which I'm sure you have ) he had a mission impossible - I even gave him an insurance company in Penang, that a Malay buddy uses.

Doreen Fong Insurance motor

+60 12-488 2741

I have an old ( 2 months ) cover note from Kurnia, I paid 700 THB for one month, for my Thai registered Versys.

The address is a local office, in Pedang Bezar ( Malay side )

Wisut LongKao, Padang CT SDN BHD
No. 83, Main Road, 02100 Padang Bezar, Perlis 04 94 92316

I purchased this in Wang Prachan, Satun, and I'm sure this is the local office that services Sadao and P.Bezar.

There have been a few issues with Sadao immigration of late, detaining and demanding money from people ( although mainly applies to people who are staying here long term ) but even still, last month I left through Sadao where they are building a new immigration complex and returning from Penang I did a detour to Padang rather than chance going through Sadao.

Things have got a little funny since the Bangkok bomb too.

I think snakeboy wrote he had virtually no problems getting insurance at the border, but that doesnt really help you.

Hope this helps you.