Third party insurance that covers several countries in SA
 

Hi folks

I know there are many similar threads out here but none of them seem to be up to date. I have just picked up my bike in Valparaiso and will need third party insurance that covers most of the countries in SA, or as many as possible.
Well a good start would be an insurance that covers Chile and Argentina.

I have been to several insurance companies and asked but none have even showed the slightest interest for even a chilean coverage only. I have tried Falavella, BCI and Mapfre but it was like trying to sell fridges in Antartica or heating blankets in Sahara.

Any ideas or suggestions are highly appriciated!

Thanks in advance!

Insurance / South America
 

Snakeboy, after riding through 8 South American countries, and buying insurance in each country, although we tried, we were not able to purchase insurance for the next country we were crossing into in the country we were leaving. Upon entering a South American country, insurance can be purchased at the border, or a few kilometers into the country at the first village/city.

There seems to be some general rule restricting vehicle/motorcycle insurance companies to only sell insurance for the country they are selling it in.

I/we - rosa del desierto and I, have not been able to purchase any multi country vehicle insurance in South America and I have tried each year for ten years. I am a permanent foreign resident of Argentina and my South American friends were not able to purchase multi country insurance for South America.

Legal documents for your motorcycle, including a valid TVIP (temporary vehicle import permit) valid driving permit(s) and valid insurance are all necessary in the event of an accident. Just because officials do not request proof of insurance does not mean that you don't have to have it by law. No one has reported on the HUBB any South American country that does not require insurance.

I understand in Ecuador that vehicle insurance comes with the TVIP upon entering. In Colombia research SOAT - the government approved insurance must be purchased from private vendors and comes with a sticker for your bike.

Insurance is simple liability not comprehensive, and is inexpensive and easily purchased at each border or nearby.

Eat, Drink and Buy Insurance
xfiltrate

Well - as I wrote above here, I have now tried to purchase insurance for quite some time, spending quite some time on it, I have been talking to other overlanders and to local bikers, I have used quite an amount of time locating insurance company offices, I have spent quite some time waiting in long lines and have spent quite some time explaining none-english speaking staff about my matter - but without being able to purchase even a single month valid insurance for the actual country Im in for the moment. So dont tell me that its easily done to purchase any insurance at all here.

There are several reports that people - here on the HUBB that people have been able to purchase valid insurance for several countries "all in one". Although that information is a few years old. But I also spoke to a couple from Usa last week who had purchased an insurance that was valid for 5-6 different countries in SA but unfortunately that was in Bolivia and not in Chile where I am for the moment. So there is such a thing as a multiple country insurance for SA - thats for sure.

I have earlier on spent many many hours, and I have been riding many hundreds of extra kms to get a hold of insurance in different countries - and if possible I want to avoid that again. My main goal of travelling is not to run around like a dog chasing insurance offices along the road.

As for Argentina it is mandatory to have a valid insurance when you enter the country and all borders will check if you have that. And if not you will mot be let in. And according to local people and other overlanders I have been talking to there isnt any place to buy insurance at the borders between Chile and Argentina. So if I had followed your advice I would be stuck at a high altitude border and would have had to return with my tail between my legs to where I come from. Please refrain from pure nonsense. If you dont have any direct and clear advise from where to get insurance - dont post anymore here...

Third party insurance that covers several countries in SA
 

Hello Snakeboy, did you ask at motorcycle shops? We got our insurance for mercosur countries in a motorcycle shop called Zanella in Bariloche. The insurance company is called ATM.
You can find more info and details of their main office in this thread: http://www.horizonsunlimited.com/hub...na-other-60391

Good luck,

Peter

Multicountry Insurance, South America
 

Petrus,

It might be misleading when you say the policy includes Mercosur - I remember once getting a rider on my Argentine insurance policy for "limitrofes" countries - meaning a bordering country, not all Mercosur countries border Argentina. I was able to get an extension policy that included Bolivia without purchasing a new policy, but this only because I am a permanent foreign resident of Argentina and the same would not be available to tourists.... But, this was an anomaly so I did not introduce it here. I know many over landers who purchase their Argentine insurance via the ATM company - good suggestion for Argentine insurance.

Snakeboy, I said you can easily purchase insurance at the border or a few kilometers in country at the next city/village. I am sorry you misunderstood what I said.

Yes, I agree with Petrus suggestion to ask at an authorized motorcycle dealer - I know in Chile you can buy short term insurance, but the minimum might. be a 6 month policy - even the 6 month policy is inexpensive.

xfiltrate

This might not help snake boy but I will be clarifying Mercosur coverage via ATM if it exists.....

ATM motorcycle insurance information for Argentina is available via web site : http://www.atmseguros.com.ar
office is in Buenos Aires, Argentina Florida 833 2nd Floor (downtown Buenos Aires)
phone 0810 345 6286 Web site states coverage is for all of Argentina, I could not find info about bordering countries but
will call ATM tomorrow and post here. I recall something about having to be Argentine or a permanent resident to qualify for "Mercosur" coverage. Not sure about this, will report tomorrow. This is interesting. xfiltrate

Third party insurance that covers several countries in SA
 

Hi, we were looking for a Mercosur insurance, too (a couple arrived in Chile with us had it), but after some internet searching and some agents answers, we decided to do it in each country: some of them would not cover Peru' or Bolivia and for Chile you do not need a SOAT, but a SOAPEX that covers also yourself.
You can buy soapex online (Hdi seguro) and for many days you want. You get it immediately by email. We did it last week. When we arrived in September the web didn't work, so I went in an office and got it (they are not very updated, so if they say you can't have a soat because you are extranger explain you want a soapex). It's valid only in Chile and can't be extended to other countries.
In Bolivia we went without....if you manage to, buy it: it's crazy to drive there!!!
In Peru' we decided to buy it at the first village, but no way! At the border we had to leave the bike, take a taxi and show the insurance in order to enter.
Now we are heading Calama and Argentina...I'll check in the web where to buy the insurance.


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Thanks for the suggestion, it might be worth to check out if a motorbike store can help with insurance - or at least point me in the right direction.

Problem is that Im in Chile right now and I wont be let into Argentina unless I have a valid insurance....

We bought insurance in Bolivia that included Peru, chile, Argentina, Brazil, Uruguay and Paraguay in January this year. From Seguros Illimani in la Paz. Argentina was the only country that seemed to care, and even then they only gave a very cursory check of the policy and only at one border.


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Well, things seem to have changed!
Back in 2012-2013 (not too long ago, right?), we were never, ever, asked to show insurance papers at border crossings in south america! And we did quite a lot of them in 5 months of riding there.

We had managed to get insurance covering Arg, Chi, Par, Ur, Bol, from Parana Seguros in Buenos Aires.

Can certainly get liability insurance for all countries south of Ecuador for a car, but it seems not available for a bike.

Also been recent reports of people being held up at the border because they didn't have insurance for Argentina, but equally likely that no customs officer will ask to see it at other borders. Not their job so they leave it up to the police who apparently do care, especially if you have an accident.

Hi and thanks for reply. Seguros Illimani in Bolivia was the place the Usa couple I talked to last week got their insurance. So its definetively a possibility.
Wish I could purchase that here in Chile...

In Chile they will not sell you insurance for a non-Chilean motorbike, for use in Chile. *BUT* they will sell you Merco-Sur insurance so that you can enter Argentina and Bolivia (I can't remember if it covers Peru). Bought it in 2011.

This can be purchased from Ripley stores, or from booths near the border.

You can find it in shops in Los Andes, or from booths near the border.

I also saw it for sale in Chile Chico (2013)

They sell it, now you need a soapex and it's for foreign vehicles. But it's only valid where you drive in Chile.


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Well - as for now I have been visiting 5 different insurance companies/offices from Concepsion south to Valdivia and none of them could offer me any insurance at all. Not for Chile, not for Argentina and not for several countries in SA. If it continues like this I wount be able to make it even to Argentina...:(

Mercosur Insurance
 

As stated in previous post, I attempted to call ATM insurance of Argentina to ask if they sold "Mercosur" or "limitrofes" (insurance for bordering countries). The tel number is a free number from within Argentina, but did not accept my Skype calls.

So, I tried to ask the question on the blog at their website but the blog was not working.

ATM motorcycle insurance information for Argentina is available via web site : ATM Seguros
office is in Buenos Aires, Argentina Florida 833 2nd Floor (downtown Buenos Aires)
phone 0810 345 6286 Web site states coverage is for all of Argentina, I could not find info about bordering countries.

Perhaps Javier -Javcap - someone in Argentina can confirm if "limitrofes" / partial Mercosur coverage in available from the ATM insurance company of Argentina.

I do recall that it might make a difference if a tourist is buying insurance for a foreign registered bike as opposed to for a bike registered in the country where he/she is purchasing the insurance. And, some coverage is available only for citizens or permanent foreign residents with an address in country.

Many countries will not insure foreign registered bikes.

It makes sense to me that a company - if insuring for various countries, (Mercosur) that the company would want a local - in country - address for the insured. So, tourists may not qualify for the Mercosur coverage if it exists.

Sorry I was not more helpful. Also, it is possible the bikes registered in Mercosur countries might be ore easily insured than bike registered in a non Mercosur country. Learn about Mercosur here:

Mercosur: South America's Fractious Trade Bloc - Council on Foreign Relations

and here: Explainer: What Is Mercosur? | AS/COA

Updated August 12, 2015 — The Southern Common Market is one of the world’s leading economic blocs and its fifth-largest economy. Mercosur comprises five member countries—Argentina, Brazil, Paraguay, Uruguay, and Venezuela—and Bolivia is in the final stages of the accession to become the sixth member. Known as Mercosur in Spanish or Mercosul in Portuguese, the group encompasses 295 million people and has a combined GDP of nearly $3.5 trillion. One of Latin America’s largest regional integration projects, Mercosur also counts Chile, Colombia, Ecuador, Guyana, Peru, and Suriname serve as associate members.

I do not celebrate Thanksgiving, but I do say a prayer for the souls of the indigenous peoples of North America, please join me.
xfiltrate

Have you tried Hdi seguro? Go online and it's fast and easy tu buy soapex, if you can't find a mercosur and want to have one for Chile. At the office you need to know what you want and not give up. I had to show what I wanted on their pc the first time

Thanks for all help and suggestions, much appriciated!

Oh brother, seek and thou will find

There is a happy ending to this :D By the sixth try I found an insurance company in Chile that offered me an insurance that covered 6 countries in SA - Argentina, Brazil, Paraguay, Uruguay, Bolivia and Peru. Unfortunately not Chile but you cant get it all. For a six months insurance for the above mentioned countries I paid 130 000 chilean pesos or 192 USD, just above a dollar a day. Which is in fact a tad cheaper than a similar insurance other travellers putchased in Bolivia.

The company is called Penta Seguros Generales Penta Security phone 600 369 0000 or 22 382 1000.
I found the office in Puerta Varas. They seem to be represented in most major city in Chile.

So now you know that, also you who said such an insurance isnt possible to purchase in Chile....

Third party insurance that covers several countries in SA
 

Good ;)

To back that up you need to say where, when and what it was bought for.

This is not the experience of my self and many others.

It was said all along, that you could get Merco-Sur, but not Chilean insurance in Chile. It was just a case of asking and asking and asking ....... :-)

It's explained in the previous message, but maybe it's not clear, anyway: in October2016 I checked on the web, forum etc and found out that in Chile (from 2015?I don't remember) any foreign vehicle must have a soapex, an insurance that covers third parts but also the mc driver and passenger. I've tried to buy it online, but website didn't work, so I went the nearest insurance office (hdi) and they told me I could not get a soat for a foreign mc. I showed on the pc that there was a soapex and they sold me it (for 10days as I asked). They told me, and it's also written in the web, that it's valid only in Chile and they didn't have something valid for mercosur for foreign mc. Now we are coming down again, 10days ago I went on their website and just bought it for how many days I wanted, payment by credit card and insurance paper arrives via email.


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Ok, I've found it now, https://www.hdi.cl/seguros/seguros-d...njeros-soapex/ , I was suggesting you posted the link to make it easier for others.

It looks like it has been since 2013. But it sounds like the Aduana don't enforce it on the way in (unlike Argentina).

Our approach has always been to attempt to buy insurance, if it is required in a country there will be a booth/shop by the border.

Peru is one where that experience differed. We were allowed in without it, and found it 3 days later (in Piura) after much asking around.

Third party insurance that covers several countries in SA
 

Sorry, but I didn't remember any link to post (I've been searching for so many things in this period). I had to look for it as any other can do.
Perú? Yes, that was our plan, too , but not so lucky ;)

Insurance in Chile
 

Snakeboy,

At first blush, it seemed a little strange that an insurance company would sell you an international motorcycle insurance policy yet not sell you a policy for Chile.

Here is the page describing "international insurance" I found on the web site of the insurance company Penta Seguros Generales doing business in Chile. This is the company you claim sold you a policy for several Mercosur countries.

:: Penta Seguros Generales ::

I carefully read the descriptions of policies offered and could not find the policy you describe, but I did discover that Penta Seguros Generales does sell the "SOAP" policy - the third party insurance required to operate a motor vehicle in Chile.

Could you share your policy here and explain why Penta Seguros Generales would not sell you a "SOAP" policy - Moto insurance needed for Chile? Once I see the policy I will translate and let you know what coverage you actually purchased.

The only info I found at the Penta site was a caution that insurance had to be purchased at each border for each Mercosur country. I don't get it? Please see link posted above. This link does not indicate that Penta sells such a policy as you describe.
Perhaps Penta found an underwriter - another company and sold you that policy.

Did you purchase vehicle/moto insurance or personal liability insurance? As stated at the Penta site, every Mercosur country requires vehicle insurance....

I welcome comments from others too.

xfiltrate

After reading this thread I went to Pentaseguro in Calama. They told me they didn't have mc products, but, after I showed them this post, they called Puerto Varas and...they have. Good price for a 6 months (the same written by Snakeboy, 150usd x 3 months, 120usd x 2 months and 60usd x one month...crazy I know). You can purchaise only at the office or order by email, but pay in the office. It's an Rci seguro; if you need the one for Chile it's a Soapex.


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After reading this thread I went to Pentaseguro in Calama. They told me they didn't have mc products, but, after I showed them this post, they called Puerto Varas and...they have. Good price for a 6 months (the same written by Snakeboy, 150usd x 3 months, 120usd x 2 months and 60usd x one month...crazy I know). You can purchaise only at the office or order by email, but pay in the office. It's an Rci seguro; if you need the one for Chile it's a Soapex.


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Pentasuguros coverage Chile
 

Camomillo,
Thank you for your excellent research. Yes, the branch offices of many South American insurance offices often do not offer the same policies as the main/major offices. I have found that insurance web sites often do not actually reflect the policies sold or not sold.

So, according to Camomillo snake boy did actually purchase a mc policy - I would very much like to see a copy of the policy. If snake boy reads here could you post the policy?

Now, why is it that Pentaseguros could sell snakeboy a partial Mercosur policy yet could not sell him a SOAPEX policy as required to ride Chile?

I really would like to see and read the policy snakeboy purchased.

Thanks Camomillo Good Work, this is the kind of on the ground research that is needed on the HUBB. xfiltrate

Third party insurance that covers several countries in SA
 

After spending some days on web, mail etc I got my insurance for Argentina from Atm seguro.
Some travellers gave me other contacts, but it would take too many time and money.
While I was in Chile I wrote to Atm seguro in Salta, but they didn't succed in selling the policy. They gave me this contact, I had to call and then we did all via mail (payment, sending docs, sending back the signed ones) and I got the basic insurance in half day, so we could go to Jama Pass the same day (30nov2016)! Great job!!!
I also suggested to take away the 'dni' from the chat, otherwise non Argentinian persons can not use it, and maybe organize a selling online.
The insurance is for one year and costs 180ars/month. Once I do not need it anymore I have to write an email and stop it.

atmbasesanmartin@hotmail.com
011 47135226

To clear out one thing - I didnt ask for any soap or sopaex or Chilean insurance. I had given up a chilean insurance already and just wanted an insurance for Argentina since several persons have mentioned that a mercosur insurance that covers several countries in SA could relatively easy be purchased there and an argentiean insurance so that I could get over the border as several persons lately have mentioned that argentieans do check if you have insurance when you enter Argentina and if not one would not be let in.
Almost accidently I asked in my very bad spanish if they sold insurance that covered several paises in SA and the employee said "si". And so I asked which countries and the price for different time periods and voila - there I had it.

Expire date SOAT
 

Hi!

We would like to re-check something with insurances as well! We're on two Colombian motorbikes, both with valid insurance(SOAT) on our own name. We'll cross the border to Ecuador in a week. One of the bikes has SOAT till the 28th of december 2016. We don't have to renew this insurance right? Because we're leaving Colombia before the insurance expires and we'll get new insurance at the border of Ecuador?

Thank you very much!

That is correct. You dont have to renew the Colombian Soat. You dont have to buy an Ecuador either. There is no SOAT in Ecuador. You will have to buy it again in Peru. Right in the border and it is about 30 usd.

Insurance into Argentina and Chile
 

Hey guys,

Any better insurance advice getting into Argentina? I'm arriving by ferry in 2 weeks and looking for insurance. Best quote I could see was for $144 US for a month. This is from ATM Seguros in BA. Anyone got better pricing than this available in Argentina or elsewhere for that matter?

My bike has been stationary for 1 years and the requirements for entry into Chile have also slipped my mind.

I rode across to Argentina last year for a day simply so that I could store my bike a another year in Uruguay. They didn't ask me for insurance at the Argentina border but I got stopped trying to re-enter Uruguay. After much mucking around in Colon I did get insurance inside Uruguay after much help from one of the border guys.

I'm heading for Ushuaia

I've looked through latest posts but theres always someone out there who may know bettter or things may have changed?

Any advice appreciated!!

Oh, I'm heading for Ushuaia then returning to BA to fly my bike out finally :)

Cheers

Insurance update
 

Hi
Today I have finished my S. America ride from Colombia to Uruguay (inc. Ecuador, Peru, Bolivia, Chile, Argentina and Paraguay). The only place where I was forced to buy insurance was Peru (at the border, Sun evening not easy)
In other countries nobody asked or was interested if have one or not.
The other topic is: what is the reason fot having it. Riding a heavy bike especially in cities is like a rodeo sometimes (except Chile, Arg and Urug.) so having something like 3rd party insuranse can lower adrenaline level sometimes :)
Ziggy

My bike insurance in Bolivia is from La Boliviana Ciacruz:
http://www.lbc.bo/CIACRUZ/default.aspx
Whenever I travel over borders they give me a letter that confirms coverage for most of the South American countries. Not sure if you can buy insurance through them if you are not a resident of Bolivia, but I kind of get the impression that you might be able to.

FWIW, I Wouldn't ride down in South America without insurance. If you're in an accident that involves a death, regardless of fault, you will probably go straight to jail till everything gets sorted out.

Ok - here we go again...

I parked my bike in Uruguay last September and went back home to Europe but have now returned back to south-America to pick up my bike again and continue my travel. The insurance I purchased in Puerto Varas, Chile is expired long time ago and I need a new MERCOSUR insurance. Im for the moment in Montevideo but will also visit Buenos Aires before picking up the bike. So the question is:

Had anyone bought MERCOSUR insurance in Montevideo or Buenos Aires lately or maybe even online? Or do anyone know anything about this and can point me in the right direction?

Thanks in advance! :scooter:

dam paperwork
 

Hello
I have a Colombian Cedula de Extranjeria temporal
and a Colombian registered moto in my name with SOAT
I am planning to travel around SA this year
Is my insurance good to go anywhere in SA
Xfiltrate you probably know more than the tourists
I don't understand anything about this foreigner crap
am i good to go?

I bought mine in Rosario, AR but a quick Google search for " Seguros moto Mercosur" produced this Chilean company https://www.hdi.cl/seguros/seguros-d...rnacional-rci/

I have chatted online with HDI Seguros today and they could not sell me Mercosur third party insurance for my norwegian plated bike. They could however sell me SOAT insurance valid for Chile only.

There are three insurances in South America: carta verde (Green letter) to Argentina, Paraguay, Uruguay and Brasil, SOAPEX to Chile, e SOAT to Peru and Colombia. The insurance companys sell the insurance for a determined time period.


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and also said to be good for keeping you out of prison if you have an accident involving death or injury

So can you give me a name and an emailadress for an Insurance company that can sell me a valid third party insurance for a bike plated in Europe? Valid for several countries - I will be travelling Brazil, Bolivia, Argentina, maybe Chile and Peru.

Thanks in advance!

I read all this thread about insurance in South America but I'm not sure if the HDI of Chile sells to nonresidents. Under the general terms it is said that if your license is not from Chile, you can only hire the insurance in the stores of the company. For us residents it is very easy to hire. Here in Brazil most insurers offer coverage for South America, but it is still necessary to acquire insurance against third parties for Mercosur (Green Card) and for Chile (SOAPEX).

I did a search on the internet and I found these two places:

1)Overland Insurance - Overlanding Association

South America
In South America it is possible to obtain MERCOSUR insurance that would normally cover Chile, Argentina, Paraguay, Uruguay, and Brazil. However if you ask, it is sometimes possible to include other associated countries like Bolivia & Peru.
You can purchase MERCOSUR from Magallanes, gisela@speiserseguros.com.ar, integrityseguros.com.ar, atmseguros.com, Allianz or Klaus & Claudia Schubert ( info@abgefahren.info).
For other countries you would obtain third party insurance on entry.
Ecuador
In 2015 Ecuador introduced a new state sponsored vehicle insurance. During the transition period it was not possible or required to obtain insurance. Dec 2015, Insurance was not required for foreign vehicles, nor could it be purchased at the border.


2) https://ivssuk.com/foreign-vehicle-motor-insurance/

I hope it may have helped a little. Despite the large influx of motorcycles around the world, it seems that insurance companies have not yet seen the opportunity and do not advertise their services either.

Anyway, I can contact my insurance broker to see if he knows any other way.

Another thing, I have traveled several times through Argentina, Chile and Uruguay and only once have asked for the policy. But this is not to say that it is not necessary. As it is known, shit happens!

Thanks for answer and help. As I mentioned above I have chatted online with HDI Seguros in Chile and they cannot offer other that Soap/soapex valid for Chile only. So HDI is out of my book... I have sent a mail to Integrity Seguros and inquired about a third party insurance thats valid for several south-American countries. So I just have to wait for an answer.

Im in Brazil for the moment and a brazilian friend of mine have been in contact with several brazilian insurance companies but none of them could offer any insurance for an european citizen on a european plated bike.

Its not the police thing that bothers me, I have travelled around the world for more than 3,5 years now and so far I have never ever been asked to show proof of insurance anywhere. But for my own sake I want one, if a child runs out in the front of me and I (God forbid that it ever happens) and I hit and injury that child or something similar happens. I would feel so more relaxed to have an insurance in such an imagined incident.

Insurance and port costs
 

Hi Snakeboy,
Having read this thread I realise I will soon be in the same boat. Requiring insurance for the whole of SA, if possible. So like you said one doesn't have to chase ones tail all over just to find it in each country...boring....if you manage to find I would love to know. Plus my bike soon arrives at Santiago and I am wondering what sort of fees I am likely going to be stung for to get it out of customs?..any advice muchly appreciated.
Regards mate.

I shipped my bike into Valparaiso by sea november 2016 and yes there were a good bit of «fees» to be paid as the customs were on strike at that time, thus to get the bike through customs «fees» were needed. Cannot remember how much extra costs it was but it was not cheap...:censored:

I initially were able to get insurance for many countries down in Puerto Varas in southern Chile - as you can see in an earlier post. If youre going in that direction it might be an alternative.

I will try to post updates if I am able to get any insurances valid for several countries. I also sent a mail to two of the other places Renato CWB mentioned last aftenoon - so Im awaiting answers.

Just don't sound right to me
So its ok to hit a kid if you are insured ?????

Bad choice of words IMO.

Im asking about a third party insurance - that will cover such things as hospital treatment and health expenses etc for a child in case of an accident I could be involved in. And yes I would feel a lot better with such an insurance knowing thst in case of an accident with me and a child involved the child will get adequate hospital treatment and health expenses covered than without an insurance.

If that sounds terrible to you I think theres something wrong with your perception of the concept of having a third party insurance.

If you have constructive things to contribute to this thread as for example where to get a third party insurance that covers several countries of south-America it will be appriciated.

Some updates in this thread:

Thanks to Renato CWB I have now been in touch with Gisela@Speiser Seguros who could offer me a very affordable insurance for Argentina and all countries bordering Argentina, minimum 3 months.

I have also been in touch with Integrety Seguros and they could also offer insurance for the same countries + Peru, pr month - but the price was very high.

And I have also been in touch with La Segunda Seguros in Argentina and also they could offer me insurance. But it didnt cover Argentina but all the other countries mentioned. Minimum was 6 months and Im not sure of the price.

So all of these Insurance companies are based in Argentina. All have been quite quick to answer. Their offers do differ quite much in price and also a bit in which countries that are covered, so check for yourselves.

Hope this can be of help for other overland travellers.

And last - a big MUITO OBRIGADO to Renato CWB for his help and suggestions. Im will be in Curitiba for a couple of more days if you like a beer or two...:thumbup1:

South america insurance
 

Get a hold of BOHM insurance. I know they have a office in Salta. I was just their & purchased insurance for Argentina & Chile. They said they can insure for Bolivia, Uraguay, Paraguay, Chile, & Argentina. I found them online. Their was a girl their that spoke good english.

SCAM ALERT:

So to follow up this post, I got a seemingly good offer on an insurance from Gisela@Speiser Seguros in Buenos Aires in Argentina. She told me to go to a Western Union and transfer money to her account to pay for the insurance. Which I btw thought was a little odd, wouldnt it be better just to send me an invoice or to transfer directly to he account?
Anyway I did what I was told, went to a Western Union office and spent half a day there tryin to get the staff there to understand what I wanted. In the end after adding up all the fees Western Union the amount quickly rised a good steep bit. Anyhow I thought my insurance was secured and after a few days I mailed Gisela and asked if she had recived the wired money, and if my insurance was valid, if it needed to be printed or a e-mail would be valid? She answered me and said no, she wasnt able to recive the money I had sent through Western Union, her preferred way to transfer money. She then asked me to transfer money directly to her account. Well this smelled not good anymore, so I checked the money transfer I had done with Western Union which you can do online, and for sure the money was already collected!

I then emailed her back and said no I cannot transfer more money to you and the money I transferred using Western Union is already collected - so please dont give me more nonsense. Since then I havent heard from her.

So I hereby warn everybody and ask people to tbink twice about using this persons socalled insurance offers and services. I certainly paid mire than 200 USD for absolutely nothing...:thumbdown:

I purchased my SOAP for Chile in line. This available for foreign vehicles in Chile. Only in Chile. Only vehicles with Chilean plates can get for Mercosur countries. There was a WhatsApp contact to answer questions and had to pay by PayPal
Seguroservice.cl

I was finally able to buy an insurance for my bike in Tarija Bolivia at Fortaleza Seguros. The price was 50 USD for 6 months coverage. They also had monthly coverage for 30 USD. Its supposed to be valid for several countries in SA such as Bolivia, Praguay, Uruguy, Argentina, Chile, Peru and Brazil.
Details on iOverlander.

just to make it easier to find later - iOverlander | Insurance Office

you say "supposed to be valid..." does it state countries covered on it on the paperwork to show officials if asked

ad Snakeboy - Scam Alert: sorry to hear about your bad luck with Gisela. Others had better luck with this contact. Bea and Helle from timetoride bought their insurance online with Gisela, and they seemed to have no problem. But this was 2 or 3 years before your problem.

I am now in the same situation. Shipping me and my bike in October to Montevideo, and looking now for an insurance for South America. Anyone here who has latest infos? Or who got insurance for SA online lately?

Thanks in advance for every tip!

I met some people in La Paz at the end of July who insured with Gisela...I also tried to get insurance through her but they would only accept payment with western union and I couldn't make it work... I got insurance in La Paz that covered the Mercosur countries plus Peru. I think it was around $30 for a month.

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Insurance Seguros Rivadavia
 

I just purchased my second lot of insurance from Seguros Rivadavia in Argentina. They have offices in most large cites and agents in a lot more. They are professional and efficient. The cost for 6 months was USD 42.00 and it covers Brazil Paraguay, Uruguay, Bolivia, Peru and Chile. After 6 months they will e-mail me a bill and I can pay if I want to keep it current

Insurance
 

I bought insurance from La Segunda in Bariloche, Argentina, which covers me in all the mercosur countries for very cheap. I asked them about purchasing a plan remotely, but they made it seem like youd have to buy at their office in person. If your spanish is good, it cant hurt to try and call and buy over the phone. You get your policy emailed to you.

Anyone made progress with this recently? I'm flying in to Santiago in a fortnight and would ideally like to get insurance for Chile, Argentina and Bolivia in one hit. We arrive on a Friday too, so haven't got much time to sort something out as the weekend gets in the way.


If we can't get cover for the whole trip, can anyone can advise where I could get Bolivian cover as we're crossing at Ollague which seems like a no horse town. Heading to Uyuni...

what do i need to cross borders in South America, Central America, USA & Canada?
 

Hi

I am preparing a trip taking in South America - Chile, Argentina, Peru, Ecuador, Colombia and then Central America, USA and Canada.

I am totally confused by the paperwork you require at the borers of each of these countries. Can someone please help? I am particularly concerned about motorcyle 3rd party insurance (Itchy Boots seems to glide through the border crossings without hassle....)

Cheers!

Roamalot

Thats because itchy pu.. has a shi... load of sponsors to do her dirty job

And your right.. there is a lot of papers , i was planing that trip my self in 2021 but the paperwork just takes the fun out of it..
Its so confusing what and where to get it all

The insurrence papers for the bike, does they cover if you hit a person ?
The Import documents of the bike, do i get that at the borders ,
Do i get the insurrence papers at the boarders to ???

Theres a lot of questions and 10.0000 answers , and the answers are, Maby you can maby you cant ...

So it would be nice to have a guide for new travelers with bike (that dont have sponsors , to wipe there as... )

I'm not sure what your resentment is about, but I've traveled by motorbike to every Central and South American country--most of them more than once--and never had any serious paperwork problems. It's not terribly confusing, it's not terribly difficult, and provided you've got a few basic issues under control (you own your vehicle, are carrying the appropriate paperwork stating so, and are traveling under a passport which allows you entry) it merely takes patience and a positive attitude.

In fact, most border crossings follow an established pattern involving temporary import permits, passport stamps, and (sometimes) local insurance. Every so often someone will insist on spraying something on your bike, for which they'll charge a nominal amount. You can blunder around wondering what to do until someone points you in the right direction (my favorite technique), or you can hire a helper for five US dollars or so (maximum) who'll do much of it for you. If you need insurance, someone will be there waiting to sell it to you (with very rare exceptions); if you find yourself leaving a border without a stamp in your passport and some sort of paperwork indicating you're traveling by bike, go back and get it. It ain't rocket science, and people less intelligent than you have managed just fine.

Don't feel patient? You'll get really cranky at times. Left your positive attitude behind? It'll feel like people are going out of their way to irritate you, and this might even be true from time to time. And if you put a lot of energy into questions about other peoples' sponsors you'll probably miss out on a lot of good times.

Don't fret, and don't get unduly anxious. Lots of people have managed this before you, and lots more will be following in your footsteps. Just go.

Hope that's helpful.

Mark

I would like to share my one-year-old experience buying insurance in South America or trying. The motorcycle had Peruvian plates, and I am not a Peruvian national.

In July 2023, I started my trip in Huanuco, Peru. A local insurance broker checked with the home office to see if Mercosur insurance could be sold. The answer was yes, but only for four-wheeled vehicles. I offered to add training wheels to the motorcycle, making it a four-wheeler. The answer remained no, and please leave the office. =) The bike already had SOAT insurance, so I was good for the next six months. Kickstand up, I left for a five-month journey.

The first border crossing was Iñapari, Peru / Assis Brasil, Brazil. I registered with Peruvian aduana that I was taking the bike out of Peru. This is an important step that, if neglected, will cause all manner of headaches when returning to Peru. Why? There is a limit to how long a Peruvian-plated motorcycle can remain outside of Peru before incurring fees on reentry. One year, two years? I'm not sure, and I digress from the topic of insurance. Across the river, I cleared Brazilian immigration fairly quickly. There was some head-scratching when the officials connected the dots and realized I am a dual citizen of Ireland. They weren't sure but decided I was a model tourist, followed by the sound we love to hear, THAWK, the stamp hitting the passport. Next stop, aduana. The TVIP process went smoothly. I asked the official if insurance is required. The answer was no, but it is recommended. I decided to get insurance later.

Later turned out to be Porto Velho, roughly a 2-day ride from the border. I tried to buy insurance once. The broker called the main office, and in the end, they said no. That was ninety minutes I'll never get back. If I had searched longer, might I have found a broker who sold insurance to a tourist, and would it have been easier if I bought insurance closer to the border where such requests are more common? I may never know. I spent the next two months without insurance.

I knew I would only be in Paraguay for a few days, so I skipped shopping for insurance.

On entry into Argentina north of Clorinda, aduana wanted to see proof of insurance. I didn't have coverage and promised to buy insurance in Clorinda. If required, I would leave my motorcycle and take a taxi into town. Ultimately, aduana recorded my Peruvian SOAT details (which did not cover Argentina!), after meditating on the situation, I was issued TVIP and allowed to bring the bike into Argentina.

In the center of town, I found an insurance broker. They were happy to sell a one-month liability policy. When I noticed it was a Mercosur policy covering Argentina, Paraguay, Bolivia, Chile, Uruguay, and Brazil, I bought a second policy that covered the next month. I was all set for the balance of my trip.

A month later, I was returning from Chile to Argentina and encountered a police checkpoint near Trevelin. All they wanted to see was proof of insurance.

https://www.horizonsunlimited.com/hu...-insurance.jpg

How much did you pay?