The problem is that you don't choose the situation for which you need care. If it's a broken leg then you'll need initial care and treatment (which is indeed paid for by the local taxpayers hence "free" to you), and you can then fly home.

However if you both end up in a coma for 6 months,that's a completely different story.

So, it's a risk assessment - what's the probability of the range of events which will put you into medical care, and what are the consequences of each event in the range? Lots will fall into the "unlikely and not expensive" category, but if you identify even only one which falls into the "possible and very expensive" category you should seek insurance.

We always travel with insurance - a combination of annual policies which include medical repatriation and travel policies for the length of the trip (anything up to a year) and which also include repatriation coverage. Not "cheap" but definitely "valuable".

I second Othalan - I think...

Being Norwegian where health care is free, and a country where travek health insurance is cheap, it is difficult for me to relate to you.

But I think, if I was in the same situation - I would get an insurance plan with a very high deductible, and great extraction coverage, and be self insurer for all the small to medium stuff.

I always carry a bottle of scotch and feel as though that can cure just about anything.

Can I ask as a newbie, I’m an Australian citizen looking for global health insurance that covers continuous travel, ie I’m setting off and continually traveling for several years. I cannot find any company that offers this?? Companies that offer multi-trip assume you are coming home between trips!! I’m not. Cheers.


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Has anyone checked World Nomads lately? They've been a favourite for years here and for travellers everywhere, and support HU with some dosh.

They don't insure travellers over 65.

Look at Backpackers or Gap Year policies, they normally offer longer duration trips. I found multitrip cover only allowed trips of 30-35 days before you are expected to return to your home country.

Medical Insurance
 

Of course, I would like to have a medical insurance.

But can I find one ?

If so, what do you recommend ?

I am 64 years and EU citizen.
I plan for travelling 6 months in South America.
Needs to include MC driving (fine print might exclude a lot of things)

Happy for any concrete propsals

Just checked, they have changed their providers and it looks like the don’t cover motorcycle overlanding - I have emailed to double check.

insurance
 

Sanitas International is a provider in Colombia