Insurance
 

Hey all,
Who do you insure with? I had a policy with Navigator but then CV19 struck and i went to cancel it and got nothing back, was promised a response down the line but nada… decided to leave it and let em have my money as I figured they are having a bad year…
Trips (big bike touring/gravel roads) to Portugal, Germany and Norway booked for this year so need to sort it - I see Ripcord and Global advertised on here - any experiences from you much appreciated. Thanks v much.

Most important - where are YOU? Different countries have different / better / worse options for insurance.
Be sure to be clear between the TYPE of insurance you want:
1: Medical
2: Medical repatriation home
3: Vehicle insurance

Not to mention trip cancellation insurance.

Details
 

Ok, sorry wasn’t clear, I am UK based, not so worried about bike insurance as that is either covered or not on my home policy (third party will do overseas) and a bike can be replaced.
What I am after is medical cover with repatriation… I’m talking crashed, badly broken body and need a helicopter to get me out and on ambulance plane home. Also a company that actually picks up the phone would be nice… thanks.