Insurance Australia

[Snakeboy]

Hi folks

Shipped my bike over from Dili to Darwin. Got the bike inspected and approved in Darwin and bought third party insurance there. Problem was however that the insurance only covered Northern Territory. Now I am in Perth and after talking to the Department of Transport here I have to go through the same procedures here again. Book and pay an vehicle inspection, get to the vehicle inspection center, get the bike inspected and get and pay insurance for Western Australia.

If one have to go through all this for every australian state its gonna be both expensive and time consuming. And add the fact that one have to ride from a state border into a decent sized town that have a vehicle inspection center without an insurance coverage - it doesnt make sense at all.

Are there any australian state or office or city or authorities that can provide third party insurance that cover all states???

To foreign riders who have been riding around in Australia - how did you do it?

[Bucket1960]

Not sure how it works with foreign bikes, but our CTP Greenslip system is Australia wide. Ring the insurer as it sounds like you've been fed BS
Good luck

[RogerM]

As above from Bucket. There is an agreement between the States of Australia that a vehicle registered and insured in another State is registered and insured in the State its visiting for upto 3 months. After three months in the same State you are supposed to get it re registered in that State, in reality if you are travelling then that can be ignored.

[a little bit silly]

Just some info I found out, whilst I was trying to find CTP Third party insurance for South east Asia, the blue card system.
I thought I would try it in reverse.

I rang the NSW Roads and traffic and asked if I was bringing an internationally registered bike into the country by use of a Carne, can I get or do I need temporary insurance and or registration. NSW roads told me that they can only register the bike if it undergoes a full import engineering inspection and then to ensure meeting with Australian Motor Vehicle standards.

I then said I must keep my international rego due to the carne etc, and just wanted third party insurance.
The reply was this:

The only way that NSW Roads can offer CTP green slip insurance for an internationally registered vehicle, is if the owner of the vehicle applies for a non registered vehicle permit in NSW, which is only valid for a month but can be extended. Once this is done then the NSW RTA, can issue a CTP third party insurance policy for the vehicle. It is issued and paid for at the RTA and the policy would be underwritten by Alliance. I was told that Alliance are the only company that the NSW RTA use for CTP policies for unregistered vehicles.

I then asked about the issues of being pulled over by the police due to having a foreign number plate, and they said that you are legally allowed to operate your vehicle, and will just have to ensure that you are carrying all the relevant paperwork and documentation to show the police as to why the different number plate and that you have an unregistered vehicle permit and CTP insurance.

I then asked if I was to ride my vehicle out of NSW to Melbourne, would I still be covered. They said yes. But only during the validity time of the permit. But if the permit expires whilst you are out of the state of NSW, it cannot be renewed electronically or over the phone. You would have to obtain a new cover and or rego requirements from the state you would be in.
Seems just another way of breaking our wallets open for them.
And good to see that Red Tape makes it so hard for all of us


I hope this helps.

[Snakeboy]

Well - after visiting several offices and after been waiting hours in lines I have now got third party insurance for WA valid for 6 months. If that covers and are valid for other states in Australia nobody could really tell. But I will pretend so if sombody asks....

I just cant be bothered to seek new offics and pay new inspections in every state I am visiting.

[Mezo]

If your bike is registered overseas & you entered on a carnet why did you get an inspection? there are two types of "third party" one is your compulsory insurance when your register your bike, the other is just purchased from any insurance company.

Are you just temporary riding/importing your bike in OZ & then leaving with it.?

Mezo.

[Snakeboy]

Originally Posted by Mezo

If your bike is registered overseas & you entered on a carnet why did you get an inspection? there are two types of "third party" one is your compulsory insurance when your register your bike, the other is just purchased from any insurance company.

Are you just temporary riding/importing your bike in OZ & then leaving with it.?

Mezo.

Well - to get a third party insurance in Australia you need to get your bike inspected. And a third party insurance is mandatory after what I understand in Australia. So thats why I got it inspected, in Darwin and in Perth. I also belive that a vehicle temporary imported on a Carnet needs to be inspected and approved by the national authorities in Australia. However I could be wrong about this.
The third party insurance I got is the compulsory at the Department of Traffic.

But you might be right that it could be possible to get this insurance from a insurance company.

Anybody else who have information about this?

[dazcarts]

Hi I arrived in Melbourne Victoria just over a month ago and went to the road office and all they wanted to see was proof that it was temporary (less than 1 year) and the bike belonged to me. I showed them my visa and vehicle doc (V5) and they gave me the third party (ACT) insurance and said it only covers Victoria and it was up to myself to ensure the bike was roadworthy.
I have also got full comp with Shannon Insurance for Australia.

Hope this helps.

Daren

[Tony LEE]

Trouble with Australia is that each state is effectively a sovereign nation with own laws and even Australians who stay in a particular state for more than three months are supposed to get drivers licenses and registrations in the new state and that always involves a safety inspection and payment of money.

[Mezo]

Originally Posted by dazcarts

Hi I arrived in Melbourne Victoria just over a month ago and went to the road office and all they wanted to see was proof that it was temporary (less than 1 year) and the bike belonged to me. I showed them my visa and vehicle doc (V5) and they gave me the third party (ACT) insurance and said it only covers Victoria and it was up to myself to ensure the bike was roadworthy.
I have also got full comp with Shannon Insurance for Australia.

Hope this helps.

Daren

That`s what i thought Darren, CTP basically ensures that if you kill somebody your covered.

Then what you have done is fully comp on top with Shannon`s

Im doing the same thing right now, i just got a old Tenere on the weekend (white 3AJ for the nerds) & im going for my blue slip inspection at 8am, with that & my green slip (CTP) which cost me $240 i can register the bike in NSW (on a VIC plate now).

Once done i will then get Shannon`s fully comp on top for $340 (with all its bonuses like recovery if you crash your bike & your riding gear covered).

I always thought the CTP`s from whatever state were valid Australia wide? or is that for Australian registered bikes only?



Mezo.

[RogerM]

Originally Posted by a little bit silly

Just some info I found out, whilst I was trying to find CTP Third party insurance for South east Asia, the blue card system.
I thought I would try it in reverse.

I rang the NSW Roads and traffic and asked if I was bringing an internationally registered bike into the country by use of a Carne, can I get or do I need temporary insurance and or registration. NSW roads told me that they can only register the bike if it undergoes a full import engineering inspection and then to ensure meeting with Australian Motor Vehicle standards.

I then said I must keep my international rego due to the carne etc, and just wanted third party insurance.
The reply was this:

The only way that NSW Roads can offer CTP green slip insurance for an internationally registered vehicle, is if the owner of the vehicle applies for a non registered vehicle permit in NSW, which is only valid for a month but can be extended. Once this is done then the NSW RTA, can issue a CTP third party insurance policy for the vehicle. It is issued and paid for at the RTA and the policy would be underwritten by Alliance. I was told that Alliance are the only company that the NSW RTA use for CTP policies for unregistered vehicles.

I then asked about the issues of being pulled over by the police due to having a foreign number plate, and they said that you are legally allowed to operate your vehicle, and will just have to ensure that you are carrying all the relevant paperwork and documentation to show the police as to why the different number plate and that you have an unregistered vehicle permit and CTP insurance.

I then asked if I was to ride my vehicle out of NSW to Melbourne, would I still be covered. They said yes. But only during the validity time of the permit. But if the permit expires whilst you are out of the state of NSW, it cannot be renewed electronically or over the phone. You would have to obtain a new cover and or rego requirements from the state you would be in.
Seems just another way of breaking our wallets open for them.
And good to see that Red Tape makes it so hard for all of us


I hope this helps.

Unless NSW has recently changed their regulations, there is no requirement to buy third party injury insurance (CTP) if your vehicle arrives on a carnet. There is no need to undergo inspections or anything else, you just get on the bike at the wharf and ride off. Its the "nominal defendant scheme" that applies for third party injury insurance of overseas registered vehicles in NSW. The driver is not covered if the accident is their fault, but that pretty well applies to every State.


It becomes an untested legal issue if you enter another State having arrived in Australia via a NSW port. I wrote to QLD and Vic authorities a few years ago and it was all too hard for them other than "if the vehicle was legal in NSW then it was legal in their State (paraphrase)".


NSW authorities advised carrying a photocopy of the regulation to show the coppers if you were stopped as most country coppers would not have a clue.

[Bucket1960]

LOL at all the tangled web of information

Seems to be all in this link, state by state

International Motoring - Australian Automobile Association

[divelandy]

I'm in Perth and my motorcycle arrives tonight.

I can't find out where to get 3rd party insurance. I called Shannons and a few other insurance agents and they said they won't insure a foreign registered motorcycle on a carnet.

@SnakeBoy - who did you get your insurance from?
The department of transport wasn't interested in talking to me.

[Snakeboy]

It was the Department of Transport that gave me the compulsorary third party insurance. Maybe you should just try to ring them up and book an appointment for a roadworthyness check of your bike and tell you want that because of that you want the compulsorary third oarty insurance.

[divelandy]

Thanks!

I had called the Department of Transport yesterday and they denied that there was anything they could do.

This morning, after some insisting and some referrals up the chain of command, they were more helpful and told me i need to:
1. Book an appointment for a vehicle inspection with the DoT vehicle inspection dept.
2. Call the DoT customr service center and get a 48 hour permit for $23 to allow me to ride the motorcycle to the testing center without insurance
3. After the test, i am able to get third party insurance at the testing station

This applies to foreign registered vehicles used in Australia on a CdP