We have two insurance systems in Australia, third party injury insurance which is compulsory when a vehicle is registered and vehicle insurance which covers damage to your vehicle and another person's property (comprehensive vehicle insurance) or just fire and theft to your vehicle and damage to another person's property.
It is a maze for overseas registered vehicles.
Most online insurers will accept a VIN to obtain vehicle insurance. I have a vehicle at present with comp. insurance that has never been registered.
NSW has gone out alone by allowing vehicles on carnets to use the roads without buying a permit and third party insurance. Some years ago (30 to 40) all of the States in Australia agreed to recognise each other's registration and third party insurance arrangements. So there is legislation in place that says a vehicle legally on the road in WA is legal in NSW and vice versa.
I wrote to VIC RTA and QLD dept of Transport a few years ago and posted their replies on here. And of course I don't have the time to search through my old posts.
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