In 2005/6, when doing rtw, I had purchased Medjetassist.com. Never needed it. Not sure if they would have picked me up in the middle of Gobi, but the price was reasonable. Good for the peace of mind I suppose. Worth checking out their website, they have traveller stories there.
However, these guys will only get you (supposedly) into a hospital. You will still need a health insurance after that. I was using my US medical coverage (HMSA), and a supplemental travel coverage provider of which I forgot, so do not have much advise in that respect.
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