I think the fan died because it was on to much because of the rad guard. They do have a lifespan. The cooling system is designed without much margin so better not block it off. Better to ditch those guards and use chicken fencing. This should solve your cooling/ overheating issues.
If the steering bearings were never lubed while you owned it you've done pretty good out of them.
The water pump is common. They last less long than other bikes, but with the weep hole you get warned. Other bikes don't.
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