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14 Aug 2005
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Contributing Member
Veteran HUBBer
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Join Date: Apr 2002
Location: Wakefield, QC, Canada
Posts: 273
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What happens when it happens?
On my way to the Guyanas, I´m in Honduras. After crossing the frontier, and being ripped off something fierce, it was getting worse. A car crossed my path on the CA-1, no signal, no hesitation, no nothing. Going at 60 mph I couldn´t stop and hit it on its right side. Going down I saw my beloved Jesse box passing me as I was sliding on very unpleasant asphalt. Good thing I didn´t wear my nice driving jacket. It would have been ruined. As it was I received serious road rash, riding in shirt and jeans, and the bike got more battle scars. But now the fun part begins. Of course none of us had insurance. This question didn´t even come up. I suggested that it wouldn´t be a good idea to get the police involved. Bad idea. The lady driver was not pleased, but they let me ride off. Some 10 miles down the road I was stopped by the police and escorted back to the scene. The police asked me to come to their office in town, and took down the facts. We were all in a good mood, even I, bleeding like a stuck pig. It so happened that the lady lived in that village, and denied any guilt. She didn´t see me. Of course, she wasn´t looking. Then the police suggested a settlement. The lady´s husband, who owned the car, suggested US$300. Of course I could have refused, and hung around until the case came to traffic court, some 4 weeks down the line. So I paid. It beets me how a skinny old geezer like me on a puny bike can do so much damage. The whole length of her car was dented. The right door was bashed in, and the window broken. At home we would have looked at at least $2,000. I signed the accord and knew I got a bargain. The others, incl. the police, were pleased. Then the cop suggested that it is customary for each party reaching a settlement to make a donations of $10 each to the police. We shook hands all around, and I rode off, sore as hell, hole in the arm, the jeans and shirt, abrasions on the bike, and a broken off saddle bag.
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14 Aug 2005
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HU Founder
Veteran HUBBer
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Join Date: Dec 1997
Location: BC Canada
Posts: 7,324
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At least you're okay!
thanks for the report, and I hope the road rash isn't too bad. Probably can't find it there, but "Spenco Second Skin" is awesome for road rash. Old fashioned method is gauze and vaseline - not so good - don't ask how I know - but it works.
__________________
Grant Johnson
Seek, and ye shall find.
------------------------
Inspiring, Informing and Connecting travellers since 1997!
www.HorizonsUnlimited.com
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14 Aug 2005
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Contributing Member
Veteran HUBBer
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Join Date: Jun 2005
Location: Edmonton, Canada
Posts: 246
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Werner ;
As much as this might be bad form isn't it you that has so often expressed the need not to have insurance as it will be the other persons fault and as such you have no worries.
I am truly happy to hear that you have not sustained serious injury but perhaps now you will agree that mandatory or not insurance can be a good idea.
Or not.
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16 Aug 2005
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Contributing Member
Veteran HUBBer
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Join Date: Apr 2002
Location: Wakefield, QC, Canada
Posts: 273
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Hi Riq,
What good would have been my third party liability insurance, if the other party was not injured, only their car damaged? They had no insurance, besides they were on their home turf with the police on their side. What can you do? Just smile and pay. Mistakes happen. Often I failed to see the other guy, who saw me and took necessary action. I feel that I owe them just for that.
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17 Aug 2005
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Registered Users
HUBB regular
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Join Date: Mar 2005
Location: bristol, uk
Posts: 58
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and dare i say it, a one off payment of 300 is better, and cheaper than repeated insurance premiums?
dan
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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