The trouble with most hard panniers is they are slightly wider and much lower than your bars so if you don't allow for this you can inadvertently knock car wing mirrors whilst filtering, or worse, explode a pannier against a bollard, causing the bike to be fired in to railings.......Damage to bike and pride....
If you are carrying weight on the back it's worth considering increasing the preload which will help keep the steering geometry something like standard, and maintain ground clearance.
You could spend a small fortune on an after market shock with remote pre-load adjustment so you can easily change it to suit the load and conditions.
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