Green card v Certificate of Insurance
A green card is not the same as a UK Certificate of Insurance, within the EU. It offers more and therefore costs more.
A UK Certificate of Insurance only provides proof of the MINIMUM legally required level of cover in each EU State even though the policy might include greater cover within UK, such as TPFT or Fully Comprehensive. The underlying policy only covers these minimums outside of UK despite whatever level exists within the UK.
A Green Card extends the full policy cover level within the UK to whatever other countries the insurers accept, and you pay for, for the duration of its issue period.
Also, outside of your home country, Green Cards were the only accepted document of proof of minimum insurance many years ago. Since EU became more integrated, the UK Certificate of Insurance became accepted as such proof for Police purposes across the EU.
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