|
|
28 Oct 2011
|
Registered Users
Veteran HUBBer
|
|
Join Date: Feb 2007
Location: Denmark
Posts: 166
|
|
Quote:
Originally Posted by Seversky
so how badly do i need insurance if i am going to just ride the bike for a month through europe then sell it afterwards? i mean if i dump the bike im just going to say oh well, pick it up and keep riding, or try to find something else to ride. so how often will we get stopped/ do we need it at border crossings?
as always any advice would be appreciated!
|
To go without insurance is madness because if you get stopped even once there is every likelihood that not only will you lose the bike, you will also get a huge fine or worse. The chances of you being stopped in Europe is high.
I dare not even consider the consequences if you hit something or god forbid, someone. Someone hit in me 1991 and fortunately for them they were insured. Part of the settlement was that I was awarded 18 years loss of earnings, that was less than half the final amount. I was a police officer at the time and was on a good salary. Imagine how the rest of his financial life would have been if he was not insured.
Under no circumstances ride a bike in Europe without insurance.
Steve
|
28 Oct 2011
|
Registered Users
Veteran HUBBer
|
|
Join Date: Mar 2009
Location: Sydney, Aus.
Posts: 230
|
|
Quote:
Originally Posted by *Touring Ted*
You don't have to be stopped these days..
There are cameras that read your plates automatically and a cop car can run your registration just by sitting behind you in traffic que.
Have insurance in Europe.. It's a world of pain if you get caught without it. You can't fake/bribe your way out of anything in Western Europe.
|
Number plate recognition doesn't work for non EU registered vehicles. I don't know if it's been changed since I lived there but the congestion charge cameras in London didn't even work for non UK registered vehicles.
Also for things like speeding you can't get penalty points on non EU licences.
Personally though I would have insurance in Europe, it's not worth the risk of being caught without.
|
29 Oct 2011
|
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jun 2006
Location: St Helens
Posts: 763
|
|
Quote:
Originally Posted by misterpaul
I agree that having insurance is a good thing, but I would disagree with your point about being stopped by the police. I had insurance when I drove a Land Cruiser on Australian plates from Italy to the UK and around the UK a bit but I was never once stopped. I didn't even have to show any documents other than my passport when I entered the UK which surprised me.
|
In the UK they actually need a reason to stop you, from experience I have been stopped at road side checks in France, Spain and Germany. They always asked to see vehicle and insurance docs.
I've ridden around the states twice, but only stopped once. And all docs were needed.
It only takes 1 stop.
|
29 Oct 2011
|
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jul 2005
Location: Wirral, England.
Posts: 5,673
|
|
Quote:
Originally Posted by BruceP
In the UK they actually need a reason to stop you, from experience I have been stopped at road side checks in France, Spain and Germany. They always asked to see vehicle and insurance docs.
I've ridden around the states twice, but only stopped once. And all docs were needed.
It only takes 1 stop.
|
But that reason could be anything from checking your tax disc, a popped tail light or a "Vehicle matching this description was reported in a crime"..
I've been stopped LOADS of times in the U.K. No reason given. Coming up to Christmas, there is usually plenty of drink driving checks etc.
The U.K especially is a total 'Big Brother' state. The only people with rights in the U.k are Albanian goat herders in Caravans with a boot full of cemtex.
__________________
Did some trips.
Rode some bikes.
Fix them for a living.
Can't say anymore.
|
30 Oct 2011
|
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jun 2006
Location: St Helens
Posts: 763
|
|
Quote:
Originally Posted by *Touring Ted*
But that reason could be anything from checking your tax disc, a popped tail light or a "Vehicle matching this description was reported in a crime"..
I've been stopped LOADS of times in the U.K. No reason given. Coming up to Christmas, there is usually plenty of drink driving checks etc.
The U.K especially is a total 'Big Brother' state. The only people with rights in the U.k are Albanian goat herders in Caravans with a boot full of cemtex.
|
You missed the "just riding a motorbike" :-)
|
1 Nov 2011
|
Registered Users
HUBB regular
|
|
Join Date: Aug 2005
Location: Melbourne, Vic, Australia
Posts: 78
|
|
bike insurance UK & Europe
Quote:
Originally Posted by vstrom10
Thanks Guys,
I am from Australia (NSW) and my bike is registered in NSW and I have a NSW license, and no address in the UK or Europe. My australian insurance does not cover me outside of Australia. Your replies will give me something to do over the next few days. Any suggestions will be gratefully received. Insurance seems to be the only hitch in my plans, so far.
Thanks,
Mike.
|
I can help you with the insurance. +61 3 9351 0612
__________________
Kind regards
Dave Milligan
|
7 Nov 2011
|
Registered Users
New on the HUBB
|
|
Join Date: Oct 2011
Location: Boston Ma (Deployed Afghanistan)
Posts: 4
|
|
insurance needs
Ok, i completely understand that not having insurance is a terrible idea. but i promised my friend thats going with me that i would actually pose the question to the forum.
So now that that is settled, how do i go about getting insurance for a bike that i plan to buy in Ireland, ride for a month then sell at the end?
as usualy any help would be greatly appreciated!!!!
|
8 Nov 2011
|
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jun 2006
Location: St Helens
Posts: 763
|
|
Quote:
Originally Posted by Seversky
Ok, i completely understand that not having insurance is a terrible idea. but i promised my friend thats going with me that i would actually pose the question to the forum.
So now that that is settled, how do i go about getting insurance for a bike that i plan to buy in Ireland, ride for a month then sell at the end?
as usualy any help would be greatly appreciated!!!!
|
Do you intend buying in Northern or Southern Ireland (it may make a difference).
Do you have a bike dealer in mind ? They could help you.
Do you have a bike in mind ? You can get quotes in advance.
Have you factored in the time to buy and sell a bike at each side of the trip ? or will you buy it/them before you arrive.
Do you know anyone there who can help? I am sure someone will pop up in here eventually.
Have you tried any of the online insurance companies already suggested ?
In the mean time I will ask some people I know.
|
8 Nov 2011
|
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jun 2006
Location: St Helens
Posts: 763
|
|
Quote:
Originally Posted by Seversky
Ok, i completely understand that not having insurance is a terrible idea. but i promised my friend thats going with me that i would actually pose the question to the forum.
So now that that is settled, how do i go about getting insurance for a bike that i plan to buy in Ireland, ride for a month then sell at the end?
as usualy any help would be greatly appreciated!!!!
|
Ok, feed back from friends in Ireland (southern).
The majority say DO NOT BUY there.
Because
1) Bikes are more expensive than elsewhere. (But coming down with the recent financial trouble).
2) The insurance is silly price.
They say that you can use Carole Nash, as previously mentioned.
Maybe you should consider buying in the UK ?
|
24 Mar 2012
|
Registered Users
Veteran HUBBer
|
|
Join Date: Mar 2007
Location: UK
Posts: 4,343
|
|
Quote:
Originally Posted by vstrom10
Hi Guys, I am planning to take my V Strom to the U.K.and Europe for the northern summer in 2012. I am at a loss to find a Company to sell me Third Party and Comprehensive Insurance for my bike. Any information will be greatly appreciated.
Regards and Thanks, Mike.
|
The grand-daddy of all threads for this subject:-
http://www.horizonsunlimited.com/hub...et-cheap-34822
__________________
Dave
|
25 Mar 2012
|
Registered Users
New on the HUBB
|
|
Join Date: Jun 2008
Location: Ireland
Posts: 4
|
|
Quote:
Originally Posted by Seversky
Ok, i completely understand that not having insurance is a terrible idea. but i promised my friend thats going with me that i would actually pose the question to the forum.
So now that that is settled, how do i go about getting insurance for a bike that i plan to buy in Ireland, ride for a month then sell at the end?
as usualy any help would be greatly appreciated!!!!
|
One "big" problem with your plans, you said that you were planning on buying the bikes in Ireland then finishing your trip in London and selling the bikes?
Selling an Irish registered bike in England will be a PITA. It's not like the states where you can sell say a Florida registered vehicle in Texas with no major hassle AFAIK.
The buyer would have to import the bike to the UK!! Re register it and possibly pay import duty. It's the same for any country in the EC when it comes to vehicles. You really need to buy and sell in the same country. With the financial crisis bike prices in Ireland have actually gone through the floor and the quality of bike for sale has actually improved recently, a lot of status symbol, weekend warrior stuff for sale!! Have a look on DoneDeal.ie - Ireland's biggest classifieds site or the sale section on Fáilte chun Biker.ie, Ireland's Premier Motorbike Forum just bear in mind that it's a relatively small market and it might take time you don't have at the end of your trip to sell them on.
For all these reasons I would actually advise to buy and sell in the UK, you'll also have a lot more choice in the insurance market, only four players in the Irish market, three of the four are subsidiaries of UK based insurance firms who charge more in Ireland than they do in the UK and the other is a bankrupt
BUT and this is a biggie, please don't let me put you off bringing your bikes to Ireland, the North Antrim coast is superb, if your schedule allows get over here for some of the road racing ( think 190mph on "roads" that wouldn't pass for a southern moonshiners driveway) and then continue another 50/60 mile to the north western coast of Donegal/Sligo/Mayo and I'll meet up with you and show you some roads that will blow your mind
|
25 Mar 2012
|
Gold Member
Veteran HUBBer
|
|
Join Date: Jan 2007
Location: Back in the Garage..regrouping.
Posts: 247
|
|
Quote:
Originally Posted by Zigeuner53
w/o insurance - you can't unload/claim/customs your bike from air or ship
Zig
|
Sorry Zig that's wrong, customs don't care about insurance but the copper who pulls you out side will.
I've imported cars and bikes into the UK, never been asked for insurance.
Paul
|
25 Mar 2012
|
Gold Member
Veteran HUBBer
|
|
Join Date: Jan 2007
Location: Back in the Garage..regrouping.
Posts: 247
|
|
Just talked to a Kiwi mate who insured a bike in the UK - he did it on line with esure.com
|
3 Apr 2012
|
Registered Users
HUBB regular
|
|
Join Date: Nov 2009
Location: Northern NSW
Posts: 53
|
|
Hi I did the UK and Europe (some of) in 2010. I bought a bike in UK, cheaper than freighting from home. The insurance was a nightmare. I finally got a policy from Footman James. They accepted an international licence, the only company I could find that would. Everyone else required UK licence.
The policy I got was the minimum. At the time if I recall it was about 95GBP, this included cover for Europe and breakdown recovery for 12 months. You can cancell and get a refund for balance of time.
The recovery was fantastic. I got stuck at Duart Castle on Mull with a stripped out spline on the clutch. They picked me up the next morn in Tobermory, went and got the bike, and then did a 12 hr freight to Leeds where I had a friend to fix the bike.
Anyway, an address is something you will need. If you don't have friends, one possibility is a postal drop company that will provide an address for a small fee and forward your mail to where ever you want.
If you have questions feel free to ask.
Ed
__________________
There's more than one way to skin a cat.
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|