I'm actually less worried about having the bike stolen than me wrecking it - though I worry about both... a bit. If I was to travel further south than Morocco, I'm quite certain that comprehensive insurance would be impossible to find - and I would be ok with it. But if I could get it for a three week trip arround Morocco, I would probably get it. With bike and all the other stuff probably adding up to 25K, good insurance would be nice. On my last trip my stuff only ran a fifth of that, and I had no worries being self insured.
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