Yes, Western Union charges very high comissions, but I think that loosing all the money (robbery) or lots of it (fake notes) would be statistically bigger than paying the comission.
As to withdrawing cash abroad, you get deducted your account and don't get any money only sometimes. The other times it doesn't happen. I had such and accident in Croacia and I had about 550euros deducted (trying several consecutive times to withdrawal cash), and I got nothing. If you contact your bank inmediately they should arrange it in a few days (tell it to them, don't wait!)
As to a maximum daily limit, I had this problem in Bulgaria: the maximum daily limit for ATM's in Bulgaria is 200leva (100 euros), but I got 300 euros on one day, on 3 different and consecutive transactions on the same ATM, so this should probably be the same in Africa.
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