Hey Doc,

Insurance rates in BC depend on a few things like size of bike, etc. but driving record is a big factor. Very roughly, you start with the coverage you want and add all that up.

From there, your driving record determines what discount or premium you get off that cost. For example, every year you drive accident free you gain a step which is about 10% off, up to a maximum of about 40% off. Conversely, if you get an accident, you loose three 'steps' of 10% each for about a 30% premium.

That's why if you are coming from a different country it's important to bring a letter from your old insurer indicating your stellar driving record, it'll save you some money. For info, go the provincial insurer site, ICBC.

Comprehensive is expensive, relative to just the standard covereage. I didn't get comprehensive the last couple of years so can't say how much. Others can provide their actual costs so that might be of more use to you. As one example, basic insurance for a 750 street bike was about $200 for 3 months for me. I have a pretty decent safe driving discount.

Everything is done through ICBC so any annual costs are charged at your one stop shop. Any rego fees are minimal (maybe in the $25-$50 range?) but low enough that they didn't stick with me like they would in a place like Australia where it ranges in the hundreds.

Again, because of the one stop nature of our insurance and registration structure, a lot of BC'ers will lump everything into what they loosely call "insurance", which really covers all costs.

In regards to MOT or road safety, I've never had one done.

You didn't mention if you are buying one over here or importing a bike, if importing then you need to jump through a few more hoops which include mechanical inspection, taxes, etc. It's also straightforward to import a bike from the US, other countries is a much bigger pain.

In general, motorcycle ownership is cheaper than car ownership. You can ride almost year round in Vancouver, but with all the rain in the winter, you may not want to.

Hope that helps.

Thanks Tom,

I really appreciate the advice. I will be buying a bike there - KLR650 if all goes to plan. I see you own one - did you do the doo? Do Burnaby Kawasaki have a good reputation?

Cheers,

Sean

You might want to check out this site
DualSport BC
Some guys also sell thier bike online.
Have fun... a beautiful province.