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6 Jul 2018
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Contributing Member
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Join Date: Jan 2016
Location: Tartu, Estonia
Posts: 1,138
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Quote:
Originally Posted by Fern
What to american servicepeople do when they freight in a foreign plated vehicle back from their overseas posting?
What do Canadians and Mexicans do when they drive into the USA? There must surely be someone out there offering some form of insurance?
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I expect servicepeople are expected to put a local plate on a vehicle they relocate home, even if they are exempt from import taxes.
Neither Canadian nor Mexican residents are subject to GDPR protections.
Quote:
Originally Posted by Sgt Bilco
Dairyland have claimed it's GDPR rules but I think there is more to it.
It's a crazy situation but I'm told it will be resolved shortly.......whatever that means!!
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Well, it stopped literally at the moment GDPR came into effect, so it sound legit.
"Whatever that means" probably means a US insurer will get a GDPR-compliant data solution in place.
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20 Jul 2018
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Registered Users
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Join Date: Feb 2012
Location: Erfurt
Posts: 8
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Any news on this topic? 3 weeks until the trip starts - and still no insurance
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27 Jul 2018
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Join Date: Jul 2018
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We are starting our trip in Alaska the 21st of August, and regarding the insurance we are going for the Seguro Gringo option just as Victay posted a couple of weeks back. Actually, this first page of what he posted states that it's only for Mexican residents, but the second paper is additional for people not living in Mexico, and it states a change of the policy so that it's valid for the specified foreign bike and driver.
We're shipping with Motofreight, and they have been in contact with Seguro Gringo directly; over email they confirmed that they can provide 3rd party liability insurance on European bikes. I was also informed that a group of bikers entered the US in New York with this policy recently.
There are also some stories about Progressive policies being used, but I guess it depends a lot on the agent. Apparently, there have been issued some insurances with using a 'friends' address in the state where the trip starts. I have written to all Progressive agents in Anchorage but uptill now only got replies that this Progressive program is not applicable for foreign bikes.
I've been in touch with Fernet as well, they are working on some new program similar to the previous Dairyland one, but they have had no luck getting it up and running until now. Guess I would have preferred this, as the Seguro Gringo policy might be somewhat vague and open to interpretation, but it seems to be the only option thus far.
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27 Jul 2018
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Registered Users
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Join Date: Feb 2008
Posts: 47
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Yeah we're in exactly the same boat and I wonder if we're the group that Motofreight referred to as I have a dozen bikes flying into NY shortly. We haven't taken out a policy with Seguro Gringo yet but it's who we'll have to go with. Like you it's far from ideal, especially with the limited amount we're covered for, but it's easier that or cancel and most of the guys are willing to go with it. I just hope something more solid comes available soon as I know it'll put a lot of people off.
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28 Jul 2018
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Join Date: Jul 2018
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US/CANADA INSURANCE LATEST FOR INTERNATIONAL RIDERS ON OWN BIKE
LATEST
Read all comments and thanks for sharing.
I got an informative email from a manager at SEGURO GRINGO today
It appears to be possible to activate cover - but - LIABILITY only
That will not work for me and cancelled my TRANS CANADA HIGHWAY ride this year and planning another trip instead
Hope MOTORCYCLE EXPRESS will get another policy/insurer/underwriter up and running soon with the same cover as Dairyland offered.
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29 Jul 2018
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Registered Users
HUBB regular
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Join Date: Feb 2008
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Just taken out a policy with Seguro Gringo. It seems okay and the company seem to keen to confirm that it's legit, it's just the tiny amount of third party cover it covers you for that's the slightly worry. But it's that or cancel the trip.
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29 Jul 2018
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Super Moderator
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Join Date: Jul 2007
Location: Bellingham, WA, USA
Posts: 4,015
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Glad to hear there is at least one viable option.
Vehicle insurance requirements vary in the US from one state to the next, and there is no nation-wide system or set of rules. For example, requirements are fewer in Montana than in Washington State....except that, oddly, AFAIK motorcycles are not required to carry insurance in Washington. In any case, all states will allow you to drive when covered by insurance policies taken out in other states, whether or not they satisfy local requirements.
The policy above appears to satisfy minimum requirements in Texas. That makes it legal to use for driving anywhere in the US or Canada. Its coverage is really low by US standards, so your best bet is to not have any accidents (in case you needed to hear that).
I am not at all convinced that the endorsement (second page of the policy above) voids the first page disclaimers. In other words, I'm not sure that you're really covered as a non-Mexican resident. I'm not saying don't ride carrying this insurance--I've put many tens of thousands of miles on uninsured cars and motorbikes. I just wouldn't want to count on it in the event of any problem.
If there are any lawyers in the viewing audience, one might be willing to say something about the enforceability of a contract which requires illegal acts from either party.
That's enough idle speculation from this corner.
Mark
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