No, over here a motorcycle license is good for any size, although there is a movement afoot to create a "beginners license" that limits you to 200ccs or something like that, but its tageted at teenage kids to keep them from buying some super-ninja and destroying brick walls. There may be some states that have implemented such a program, but I have bikes in California and Hawaii and neither of them do. I doubt Texas would either, don't know about New York, thats practically a different country. Progressive policies run for a year, rates vary depending on State, CCs, rider age etc. In California my BMW 1150 is $78/year, and my Honda VF1100 is $130 (lotta accidents out here as the drivers are the most inattentive in the country). All the insurance compnay wants from you is you drivers license, an address, and MONEY. Maybe that Social Security number. If you got a local license and address, no need to mention you are from a foreign country. Except for folks that frequent this site, most folks here can't quite grasp the concept of "other countries" and would be baffled.
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