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15 Aug 2010
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Quote:
Originally Posted by Keith1954
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Does anyone have any experience of using one of these?
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15 Aug 2010
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Nice one Keith, bookmarked
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15 Aug 2010
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Quote:
Originally Posted by dave ede
Does anyone have any experience of using one of these? 
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Dave - some opinions were posted on this thread last month, which is where I got the heads up about this card. But I agree with you, it would be good to get a few 'real life' reviews and opinions from existing Caxton users.
.
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15 Aug 2010
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HSBC Premier refunds all ATM fees and has excellent FX rates.
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15 Aug 2010
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Quote:
Originally Posted by Keith1954
Dave - some opinions were posted on this thread last month, which is where I got the heads up about this card. But I agree with you, it would be good to get a few 'real life' reviews and opinions from existing Caxton users.
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The post office also do them..
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15 Aug 2010
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I just applied for the Claxton card...
Terms and conditions:
I authorise Caxton FX Ltd, when considering this application, to contact my bankers or any other sources to make identity, credit reference, fraud and other enquiries.
I understand that if I choose to hold a large balance on my Prepaid Card (such as £1,000 or more) that I accept the risks of holding this large amount of money on my card. I understand that I may lose my e-money if Newcastle Building Society becomes insolvent, and that the Financial Services Compensation Scheme does not apply to my Prepaid Card. Caxton FX can only accept payment from a cardholder's own UK bank debit card in the cardholder's own name.
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Did some trips.
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Fix them for a living.
Can't say anymore.
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20 Aug 2010
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Fair FX
Fair FX have a 'Anywhere Card' that you can use, erm... anywhere in the world.
The only fee is a 1.5% transaction fee (ATM, shop transaction etc). This compares favourably with the platinum type bank accounts (for HSBC 2.75% fees + monthly charges for the service) and is also better than the Claxton FX card, which I believe is 2.5% (Ted: you may want to check it out!). The exchange rates are apparently good too.
I think the best option for managing money from a purley financial point of view is to use a good credit card. But I cant be arsed with credit cards - I hate em.
I will be in the Americas, so I have got the Fair FX anywhere card and am applying to get another 'normal' FX card for the N America portion of the trip as this has absolutely no charges for transactions in Europe and the US (the anywhere card will charge 1.5% even if you use it in your home country).
If you load it with £500, you even get £5 free! Here's where I found it:
Cheap Travel Money: NEW top card for spending abroad...
Ta
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20 Aug 2010
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Nat West
From what I've been told, Nat West have a very good & free account, and they don't charge any fees if you use your debit/credit card.
Other than that: the only countries I've been where I couldnt use my card were Iran and Uzbekistan (though there is one city/hotel in Uzbekistan where you can withdraw over the counter via visa).
Every now & then I went through a country where I could get US$ from a cash machine: Tajikistan, Kyrgyzstan, Bolivia, Peru for example (in other words: even the so-called "less travelled" places)
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21 Aug 2010
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All good suggestions worthy of further investigation
Another challenge when trying to manage money on an extended trip is what do you do when your debit/credit cards expire? Are there any issues/gotchas with the banks/credit card providers sending cards to a relative in order for them to forward on? Will they even do thi? Any experiences or advice much appreciated.
Steve
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20 Aug 2010
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Quote:
Originally Posted by *Touring Ted*
The post office also do them..
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Posty office travel cards only work in countries using the EURO £ and US$. I'd imagine, that since we are in the latin america section, this would present a slight problem for most people!
True for a lot of other cards and services also - check before you order.
(Lets hope that someone reads this and saves themselves 1.5 hours of queing up at a post office on a saturday morning only to be very disappointed!  )
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