I haven't hear of any change in insurance and we still have our camper there. Coming over at La Balsa is pretty laid back - except that it can take a very long time to get through Ecuador customs because they have to first enter all your stuff on their computer, then bellow it over a very shaky phone to head office - repeating everything 6 times because of the bad quality of the line, then sit around making small talk for 30 minutes until head office enters it all in their computer and phones back with an authorisation number.
Border is down at the bridge. Nice bitumen road south and goat track north. Welcome to Ecuador.
Then it is two or three hours on a road ranging from reasonable to terrible - depending on the rain to Zumba where you can get fuel on the north end of town provided you have small US bills. We changed 100's in the local bank but they didn't like doing it.
Even when you get on the nice new concrete road, if there has been rain you will find landslips everywhere. In some places they are continuous. God knows how they move around in the rainy season. Oh, now IS the rainy season you say. AND an El Nino event too. Hmmmmm!!! Ah well, our turn will come when we head back down early January.
and of course some of the hard bits are still a muddy mess
might take you two days from the border to gringo-infested Villacabamba, but Hosteria Izhcayluma a few km south is probably the best value $4 pp you will find in Ecuador, especially if you like free Yoga and swimming pool and ... Only motorhomes and vehicle - no tents. Electricity and water and showers
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This was the first border with absolutely no cost on either side!
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Get used to it because the rest southward are the same BUT several countries do have visas or reciprocity payments. USA citizens are hit hard which is fair because they are all rich, but the poor Australians and Canadians cop it too
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