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13 Feb 2018
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Join Date: Dec 2012
Location: Back into the hamster wheel again, in Oslo - Norway. Did a 5 year RTW trip/250 k kms, 2014-2019
Posts: 1,551
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Quote:
Originally Posted by Renato_CWB
I read all this thread about insurance in South America but I'm not sure if the HDI of Chile sells to nonresidents. Under the general terms it is said that if your license is not from Chile, you can only hire the insurance in the stores of the company. For us residents it is very easy to hire. Here in Brazil most insurers offer coverage for South America, but it is still necessary to acquire insurance against third parties for Mercosur (Green Card) and for Chile (SOAPEX).
I did a search on the internet and I found these two places:
1) Overland Insurance - Overlanding Association
South America
In South America it is possible to obtain MERCOSUR insurance that would normally cover Chile, Argentina, Paraguay, Uruguay, and Brazil. However if you ask, it is sometimes possible to include other associated countries like Bolivia & Peru.
You can purchase MERCOSUR from Magallanes, gisela@speiserseguros.com.ar, integrityseguros.com.ar, atmseguros.com, Allianz or Klaus & Claudia Schubert ( info@abgefahren.info).
For other countries you would obtain third party insurance on entry.
Ecuador
In 2015 Ecuador introduced a new state sponsored vehicle insurance. During the transition period it was not possible or required to obtain insurance. Dec 2015, Insurance was not required for foreign vehicles, nor could it be purchased at the border.
2) https://ivssuk.com/foreign-vehicle-motor-insurance/
I hope it may have helped a little. Despite the large influx of motorcycles around the world, it seems that insurance companies have not yet seen the opportunity and do not advertise their services either.
Anyway, I can contact my insurance broker to see if he knows any other way.
Another thing, I have traveled several times through Argentina, Chile and Uruguay and only once have asked for the policy. But this is not to say that it is not necessary. As it is known, shit happens!
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Thanks for answer and help. As I mentioned above I have chatted online with HDI Seguros in Chile and they cannot offer other that Soap/soapex valid for Chile only. So HDI is out of my book... I have sent a mail to Integrity Seguros and inquired about a third party insurance thats valid for several south-American countries. So I just have to wait for an answer.
Im in Brazil for the moment and a brazilian friend of mine have been in contact with several brazilian insurance companies but none of them could offer any insurance for an european citizen on a european plated bike.
Its not the police thing that bothers me, I have travelled around the world for more than 3,5 years now and so far I have never ever been asked to show proof of insurance anywhere. But for my own sake I want one, if a child runs out in the front of me and I (God forbid that it ever happens) and I hit and injury that child or something similar happens. I would feel so more relaxed to have an insurance in such an imagined incident.
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