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21 May 2012
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Registered Users
New on the HUBB
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Join Date: Jun 2010
Location: Bellingham, WA
Posts: 14
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MedJet Assist and InsureAssist sound excellent
Both of those look excellent upon what scanning I've done of them. So does World Nomads, and I have asked, and they answered, specific questions about their coverage. I will probably go with them at first.
I had a job whose health insurance specifically said it was void for "hazardous" activities, and specifically mentioned motorcycle and scooter riding. If I had been there longer, I would have started an administrative fight about how hypocritical that was for a company that *supposedly* wanted people to get out of their cars and use alternative transportation.
If you know of the more "standard" high deductible, dirt cheap insurance coverers, that I can purchase outside of "employer-provided insurance", please let me know. I agree that how I travel is none of their dam' business!
*Definitely* nothing wrong with that approach; I simply didn't know how to cut through governmentese and hype to find it. (As well as reviews of its service.) I would appreciate it, and I would make sure it didn't have a clause like that in my former job insurance.
Thank you.
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22 May 2012
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Registered Users
Veteran HUBBer
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Join Date: Aug 2007
Location: Camano is. USA
Posts: 440
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Raven is from Washington state USA and medjet can not offer anything to someone in Washington state. Last I looked in to as I am in the same boat. Medjet did not bribe errr pay the "fee" for the grate state of Washington to license them. Seeing as medjet only helps the people and not the poor poor Washington state bureaucrats thay are baned from offering us any help.
In the USA the state (as in the 50 states) can tell you what helth care you can get. Thay do not do that buy passing laws but buy licenseing companies. Even the fedral plans for "health care" is realy universal health insurance (funny thing the same people that passed it exclude themselves from it) and will need to pass all 50 states to fully work not that will help us.
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31 Dec 2012
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Gold Member
New on the HUBB
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Join Date: Apr 2011
Location: Winlock, WA
Posts: 5
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Aarp?
I don't know your age, but if over 50 you might look at AARP.
__________________
All who wander are not lost?
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31 Dec 2012
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Super Moderator
Veteran HUBBer
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Join Date: Jul 2007
Location: Bellingham, WA, USA
Posts: 3,982
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Far as I can tell the OP is still looking for something which does not exist, i.e., health insurance which is legal in the state of Washington which costs little but provides lots of benefits. Maybe I'm wrong about that, since he seemed to be asking about three entirely separate forms of insurance.
For travel and medical evacuation insurance, I use DAN, which is a scuba diving organization with excellent insurance packages including medivac and travel insurance. It's cheap and it's legal in Washington, and you don't need to be a diver for coverage. Google it up for more information.
However, in the end you always need health (medical) insurance at home to make medical evacuations worthwhile, and in America you buy this from private or (on occasion) public sources which are different in each state. Comparing to what can be purchased in other countries misses the point completely, which is that if a company is not licensed they can't sell you a valid policy. Health insurance coverage of any sort is expensive in the USA--getting increasingly so if you have preexisting conditions and as you age.
Or your can hold a job which covers you, although this might interfere with the desire to take long journeys. Or marry a Canadian and move there. Or self-insure, which means doing without and trusting your luck. Wishing it weren't so won't change that--although Obamacare offers some hopes of change in the near future.
Mark
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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