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Do We Really Need Medical Insurance in Central and South America? Do We Really Need Medical Insurance in Central and South America?
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Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Photo by Marc Gibaud, Clouds on Tres Cerros and Mount Fitzroy, Argentinian Patagonia

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Photo by Marc Gibaud,
Clouds on Tres Cerros and
Mount Fitzroy, Argentinian Patagonia



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  #1  
Old 3 Aug 2018
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Quote:
Originally Posted by Tony LEE View Post
Crunch can come when you land back in the USA because then you will need decent cover for astronomical hospital and medical bills.
No, they have Medicare.
Last edited by markharf; 3 Aug 2018 at 09:07. Reason: Edited by moderator due to irrelevant rant about current American politics.
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  #2  
Old 3 Aug 2018
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The topic of this thread, established by the OP, is the value of health insurance while traveling in Central and South America.

Anyone wishing to post screeds about current American political figures can feel free to do so elsewhere. Since I'm getting tired of saying the same old stuff over and over again, I'm considering doing what I'm actually supposed to do in response--which is issue infraction points which lead to temporary and/or permanent bans.

Note that this has nothing whatsoever to do with my own political opinions, of which I have many.

Thanks for your attention.

Increasingly dictatorial moderator Mark
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  #3  
Old 28 Jun 2019
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Quote:
Originally Posted by markharf View Post
The topic of this thread, established by the OP, is the value of health insurance while traveling in Central and South America.

Anyone wishing to post screeds about current American political figures can feel free to do so elsewhere. Since I'm getting tired of saying the same old stuff over and over again, I'm considering doing what I'm actually supposed to do in response--which is issue infraction points which lead to temporary and/or permanent bans.

Note that this has nothing whatsoever to do with my own political opinions, of which I have many.

Thanks for your attention.

Increasingly dictatorial moderator Mark
chill out, nothing out of place here.
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  #4  
Old 28 Jun 2019
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Originally Posted by poorbuthappy View Post
chill out, nothing out of place here.
Thanks for your input (and for your previous, on-topic post). If there is nothing out of place, it's because I edited out a bunch of stuff. You'll have to use your imagination.

Mark
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  #5  
Old 30 Jun 2019
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Medicare does not cover out of country medical expenses at all. But 3 of the multiple choices of Medicare supplements do cover 80% of “appropriate” expenses (i.e NOT plastic surgery!!) up to $50k , but only in the first 60 days of travel. I have plan G.
Speaking of plastic it sounds like 2-3 paid up $50000 limit credit cards could save one’s life.
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  #6  
Old 17 Jul 2019
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Quote:
Originally Posted by Cholo View Post
I'm not sure that SOAT covers you; Ive read up on the Peruvian website and it isn't clear if it is third party only,
Ecuador has no SOAT it is included in the road tax for locals, so it may not cover foreign motorcyclists.
Brazil and Argentina should be free.
So going back to the opening post, if you can, get an extention on your existing local cover (if you cannot buy a separate insurance because of your age)
Cholo I'm afraid you are dead wrong. Ecuador, Brazil argentina soat is mandatory. There is an agreement between the countries of the Mercosur. T
When I buy the soat for the motorcycle in Brazil I'm covered when I traveled in other countries of the mercosur.
here is no such free healthcare to motorcyclist.

Ecuador had a new law that requests a vehicle be submitted to a revision before being able to buy seguro. That seguro is a must to buy the plates. This has nothing to do with a road tax. Everytime I travel to ecuador with my colombian motorcycle, I don't need to buy seguro because there is an agreement between both countries. Other vehicles extranjero must be covered by a 30 days soat.

I would like to share something. 3 years ago I buy a new MC in Colombia. I requested for a seguro. they told me no problem, but when I went to pick the motorcycle I was told that because I couldn't show my cedula de extranjero, I could not buy seguro.

I told that to my colombiana wife, she called a friend that is an insurance broker. She an insurance documento that, a passaport was a valid ID to buy seguro and I bought my soat through her. Obviously it was a lie.

Why she lied, only God knows.

be careful
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  #7  
Old 18 Jul 2019
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Quote:
Originally Posted by Cholo View Post
"Cholo I'm afraid you are dead wrong. Ecuador, Brazil argentina soat is mandatory"

I am not dead!
nor am I wrong.


we are mixing up stuff here?
You are mixed up not I. Not sure of your Spanish or Portugeese understanding? Show me any text in Portugeese and Spanish.

Looks like you have never been in these countries solo un dia when you suggest to call the embassies. You need an insurance broker, nothing less nothing more.
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  #8  
Old 26 Jul 2019
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Colo, don't polute my mail box, write it here what you have to say. I don't give a dam where you lived, and how long . So be kind and explain to us what is the agreement between the countries of the Mercosur concerning the soat, and what happen if a motorciclist in any of these countries has an accident without the soat since you seem to say, no importa,in Brazil and Argentina healthcare is free.
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