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6 Sep 2014
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Registered Users
HUBB regular
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Join Date: Mar 2014
Location: New Zealand
Posts: 14
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Medical insurance for New Zealander riding overseas with restricted license
Kia ora,
My partner and I want to ride motorbikes through South America, and sooner rather than later. We both have restricted New Zealand motorcycle licenses.
Does anybody know if you we can get medical insurance cover for overseas motorbike travel without a full license?
We'll be riding LAMS approved bikes, of course
Any comments appreciated. Many thanks.
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6 Sep 2014
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Gold Member
Veteran HUBBer
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Join Date: Oct 2011
Location: Cambridge, UK
Posts: 672
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Like UK policies, many NZ travel insurance policies specify a CC limit- they do not cover acceidents relating to motorcycling, the cut off is usually 125 or 200cc... you need to check the small print, and ring and check with each company you get a quote from.
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6 Sep 2014
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Registered Users
Veteran HUBBer
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Join Date: Feb 2002
Location: Wessex, UK
Posts: 2,136
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In addition to the limits Fern has stated they also usually require that you have a full motorcycle licence to ride any powered two wheeler regardless of size, again look out for this in the small print and ask when buying.
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8 Sep 2014
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Contributing Member
Veteran HUBBer
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Join Date: Apr 2009
Location: Dunedin, NZ
Posts: 308
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My travel policy says I can ride any motorcycle as long as I have the correct licence.
Have you checked that your restricted NZ licences will be recognized in the countries you visit? Most countries have different rules about this.
As an example: one of the British restricted motorcycle licences covers up to 125cc. My daughter had this when she moved to NZ but it wasn't recognized so she had to retake the NZ restricted 250cc licence. Even if she'd taken her UK bike to NZ, she would have been riding illegally.
__________________
Elaine
Striving to live the ordinary life in a non ordinary way
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11 Sep 2014
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Registered Users
HUBB regular
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Join Date: Mar 2014
Location: New Zealand
Posts: 14
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Many thanks for your replies folks. Looks like we're a lot safer if we hold out for our full licenses.
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
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