Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Staying Healthy on the Road
Travel Insurance for Canadian residents Travel Insurance for Canadian residents
Register FAQ Calendar Today's Posts
Staying Healthy on the Road Medical info, e.g. malaria, vaccinations, travel medical tips, medical insurance, where to find a doctor.
Photo by Andy Miller, UK, Taking a rest, Jokulsarlon, Iceland

I haven't been everywhere...
but it's on my list!


Photo by Andy Miller, UK,
Taking a rest,
Jokulsarlon, Iceland



Ripcord Rescue Travel Insurance.

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 10 Oct 2002
Registered Users
HUBB regular
  
Join Date: Oct 2002
Location: currently in Panama
Posts: 59
Travel Insurance for Canadian residents
I'm researching long term travel insurance
for Canadian residents and found this policy,
which does cover motorcycle riding if you hold a Canadian driver's license.
You also need to be covered by a Canadian health insurance plan when you subscribe to the policy. They have two plans: One with baggage coverage and one without. Plus they have the option of including the US or not in the coverage. The maximum emergency medical coverage is $1,000,000 (CAD). The premiums start at $25/month (excluding USA) up to $632 for 12 months, incuding coverage in the US.
The maximum period of coverage is 12 months.
This policy is for people under 50 years of age covered by a Canadian government health insurance.

The policy is offered by Travel CUTS in Canada. See their website http://www.travelcuts.com for more information.
__________________
Nelson Oliveira
RTW 2003-6
Around a Mote of Dust
Reply With Quote
  #2  
Old 10 Oct 2002
Susan Johnson's Avatar
Administrator
Veteran HUBBer
  
Join Date: Jul 1999
Location: Canada
Posts: 1,008
Hi Sojourner

Thanks for the info.

My only caveat, having been a 'perptual traveller' type for several years, is to just be sure to keep a mailing address in a province, so you don't get any problems with residency.

Canadian 'snowbirds' who go down to Floria for the winter have to ensure they're not out of the province more than 6 months, otherwise provincial health insurance will lapse (and so would the policy you mention, I'll bet). Check the fine print, and let me know if I'm wrong.

Cheers


------------------
Susan Johnson

"It matters not what goal you seek
Its secret here reposes:
You've got to dig from week to week
To get Results or Roses."
Edgar Guest

'One world, two wheels'
www.HorizonsUnlimited.com
__________________
Susan Johnson

Inspiring, Informing and Connecting travellers since 1997
www.HorizonsUnlimited.com
Reply With Quote
  #3  
Old 11 Oct 2002
Registered Users
HUBB regular
  
Join Date: Oct 2002
Location: currently in Panama
Posts: 59
Yes, the policy states that your government health insurance must be in effect during the entire trip duration, i.e. up to a year, which is the maximum extent of the policy. Here in Ontario this shouldn't be a problem anymore, as the provincial government raised the maximum duration for coverage to 2 years, subject to special conditions (what it means, is that they evaluate each individual case and then grant the 2 year extension, if it is warranted).

Nelson
Toronto, Canada
__________________
Nelson Oliveira
RTW 2003-6
Around a Mote of Dust
Reply With Quote
  #4  
Old 15 Oct 2002
Susan Johnson's Avatar
Administrator
Veteran HUBBer
  
Join Date: Jul 1999
Location: Canada
Posts: 1,008
Well, that's good to know. I wonder what BC's rules are on this?

Susan
__________________
Susan Johnson

Inspiring, Informing and Connecting travellers since 1997
www.HorizonsUnlimited.com
Reply With Quote
  #5  
Old 1 Nov 2002
Gold Member
New on the HUBB
  
Join Date: Oct 2002
Location: Vancouver, BC, Canada
Posts: 19
I've just been on the province of bc website under the ministry of health. It says that you are allowed to be out of the province for a period of 1 year however you have to maintain a "home" here and you also have to get permission from MSP to authorize this. I'll be doing a little more investigation on this as I am going to be going away for a year but coming back to British Columbia. I'll post whatever new info I find out...
Reply With Quote
  #6  
Old 24 Jan 2004
Registered Users
HUBB regular
  
Join Date: Oct 2002
Location: Canada
Posts: 84
The TravelCuts insurance is still available. 3 months with baggage and US travel goes for 223CDN and 187CDN without baggage. Something to note is that if something BIG happens and there are a group of travellers with the same insurance underwriter this insurance tops out at 500,000CDN. So, if a plane goes down with 300 people on it the coverage is limited. I wonder if life insurance to cover a mortgage works the same way?

Steve
__________________
--1982 GS(X)400EZ--
Reply With Quote
  #7  
Old 24 Jan 2004
Mr. Ron's Avatar
Registered Users
Veteran HUBBer
  
Join Date: Oct 2003
Location: Vancouver, BC, for now...
Posts: 792
Hello. Just wondering, has anyone tried BCAA, or any AA service for that matter, for travell insurance outside N.America?
Reply With Quote
  #8  
Old 28 Jan 2004
Registered Users
HUBB regular
  
Join Date: Aug 2003
Location: Montreal, QC, Canada
Posts: 24
I am just about to head out for a few months travel through USA, Baja, Mexico and Central America. I will be purchasing insurance through CAA Quebec, which is underwritten by Blue Cross. It is comprehensive coverage with hospital and medical up to 5,000,000 and includes emergency flight return. The cost is $447.95 CDN for 180 days. In Quebec you can only stay out of the provence for 180 days without permision from the Quebec health insurance board.
Hasta luego.
Reply With Quote
Reply

« Previous Thread | Next Thread »

Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now, and add your information if we didn't find you.

Next HU Eventscalendar

ALL Dates subject to change.

2025 Confirmed Events:

  • Virginia: April 24-27 2025
  • Queensland is back! May 2-4 2025
  • Germany Summer: May 29-June 1 2025
  • CanWest: July 10-13 2025
  • Switzerland: Date TBC
  • Ecuador: Date TBC
  • Romania: Date TBC
  • Austria: Sept. 11-15
  • California: September 18-21
  • France: September 19-21 2025
  • Germany Autumn: Oct 30-Nov 2 2025

Add yourself to the Updates List for each event!

Questions about an event? Ask here

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

Adventurous Bikers – We've got all your Hygiene & Protection needs SORTED! Powdered Hair & Body Wash, Moisturising Cream Insect Repellent, and Moisturising Cream Sunscreen SPF50. ESSENTIAL | CONVENIENT | FUNCTIONAL.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

Your ad could be here, on EVERY page of the HUBB, or the whole website, or as many as you like!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.



All times are GMT +1. The time now is 12:31.

Contact Us - Horizons Unlimited Motorcycle Travellers Website - Archive - Privacy Statement - Top