I bought our insurance with Navigator in January as we are off to Africa in two weeks. The motorcycle off road one.
Two years ago we used them too for Central Asia, and although we did not claim, as we did not use the excess, we called the underlying insurance, for some hospital stuff that we had, and they were very good.
The premium is rather expensive, but they cover biking for 4 months, even in non paved and off road. Worth it should the SHTF!
Cheers,

__________________
Maria

www.franglais-riders.com

Endsliegh Gap year travel insurance

might be worth considering for those under 36 (i'm not :-( ) so have not bothered to check in too much detail but seems motorcycling is not explicity excluded...

Hmm another look indicates they only cover 'overlanding' in their Extreme Activities insurance. For a 40 year worldwide cover (not USA, Canada) the quote on the web was £778!

I just rung them and got it down to £508. Worldwide (not USA/Canada), luggage not covered, activity policy at essential level (not comprehensive) so I've gone with them as they are a name I know and respect

Hi,
I’m planning a motorcycle travel (a 650cc) to West Africa. My idea is to leave Portugal (I'm a portuguese citizen) and go south to Marocco, RIM, Mali and maybe Guinea Conacry and Bissau. I guess a little bit more than two months it will be enough. I’ll be alone and maybe be doing some remote pistes (they seem remote for me, at least from my couch…). I’ve read different opinions on travel insurance and I’m still confused about it. Should I do one? And which company would suit me best? Can I do it on the internet?

Cheers

Just to keep this thread going, Carole Nash have quoted £71.95 for a six week west africa trip - excluding Algeria and Libya which I wasn't going to anyway. They specifically stated that it covered large capacity bikes.

Not sure if age has anything to do with it - I'm 50+, but it seems very good. They're going to send me out the policy document in the post so I'll see if anything else crops up

Hi People, if all goes to plan I will soon be back on the road again after my little contretemps in Mexico last year. Problem, being a pensioner and UK citizen I am finding it next to impossible to find any medical-travel insurance for me whilst riding a big bike, my recently repaired R1200GS. If there are any knackered old sods riding around the world with travel - medical insurance can they please let me know which companies they are with. I would like to finish the Mex-USA-Canada leg of my trip but the thought of having a similar mishap to the Mexican one in the US or Canada fills me with dread. Ride safe, Mike.

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Mike
---------
Mike is riding the twisty road in the sky

Hi Mike,
If you haven't already got your insurance check Health Care International www.healthcareinterntional.com . We have had trouble getting cover, either to old!!!! or the bike is to big or because of the countries we intend visiting.

My Email to HCI

I am enquiring about insurance for a trip I am planning.
Myself and my Wife will be leaving the UK in Jan 2009 for a Round the World trip by Motorcycle covering:-
West coast of Africa from Morocco to Cape Town, South, Central and North America, Canada, Alaska, NZ, Australia, Asia and Eastern Europe. We are expecting the trip to last about Three Years.
We would like insurance to cover, but not be restricted to:-
1 Repatriation to the UK if neccessary.
2 Be renewable on the road out of UK (unlimited time).
3 Cover the use of a Motorcycle of 1200cc.
I would be interested to hear if you have any such product.

HCI reply

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RTW Jan 2009 - Aug 2012. Currently in Europe waiting for the next ride
www.takingthelongwayhome.co.uk

I just had to go to hospital after 3 days of increasing fever and a bad cold. The hospital wanted to admit me straight away, so I gave them my insurance details. There were a few snags to begin with: seems the hospital's lines were toll barred, they couldn't call Australia. So, I called them from my mobile, but my credit got burned up in Mondial Assistance's waiting loop. I guess this is partly my own fault, as MA actually have an office with freephone number in Bangkok, which I discovered later.

The hospital then managed to call them using another prefix (don't know how this works...) and from then on it was all plain sailing. I was still in the process of being transferred to a ward and I got to speak with one of their doctors, who was friendly and gave the impression he was genuinely concerned about my welfare. After that I didn't have to worry about anything connected with insurance or payment any more. When I was discharged 2 days later the insurance arranged to pay the hospital directly and I only had to pay a small amount.

All in all a mostly positive experience and lesson learnt: collect all the relevant phone numbers before I need them.

Pity they don't cover UK people on bikes, but they will cover my Thai partner.

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Cheers,
Peter.

Europe to NZ 2006-10

Hey all.
I recently enquired with Global-link about Full (inc US/Can) worldwide 12 month insurance, 600cc bike, and 35 yrs old. here's there reply.............


"Mr Shingleton

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Geoffshing

'Security is a product of one's own imagination, it does not exist in nature as a rule, life is either a daring adventure or nothing.'

Look forward to catching up about your trip when you get back to Edi. Try to put if off for a week then I can come for drinks too!
That's a good quote. I was more than that for my trip (non biking) with climbing etc cover.

Hey All,

After 3 days of solid ringing around nit-picking the myriad of insurance policies ('you can pilot a small aircraft...but not ride a motorbike over 125...'). It came down to Navigator and Insure&Go for their longstay (10months) worldwide cover including personal accidents on a motorbike. I went with Navigator as they included cover of the fun stuff like Scuba, Snowboarding, whitewater rafting and Trekking above 5000mtrs etc.
Well it's not ALL about the bike, is it?
The policy was £205.00 total and underwritten by Lloyds.

And you also get to speak to the delightful Evelyn, not a call center geek (no offense, but you guys...).

Carol Nash was way more expensive

hope this helps as this insurance lark is a deep dark abyss swimming with sharks, it seams.

So I'm flying out this Sunday, if you're in Mexico, Central & South America in the next 10 months, would love to catch up for a brew or two.

Ride safe

dylan

Not sure if some-one has already mentioned TRAVEL NATION- we used them and they were great! You can start your policy over the phone ( so you could already be abroad- unofficially), it can be renewed on the road, it covered every country in the world for a full non stop 365 days trip, and it only cost 550 quid for 2 over 40 adults with pre existing medical conditions that were accepted and agreed to be covered.
The other half needed surgery in Turkey, it took only 2 phone calls and within 24 hours he was on the operating table for a non emergency operation!
Check them out.
Rose

Just been quoted £337.76 by Carole Nash for two adults, 6 months, worldwide.

Can be done over the phone and obviously covers motorcycling using own machine, I say this because I could get cover using a hired machine but not my own.

No reply from 1stop travel or Campbell Irvine.

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.. no gods .. precious few heroes ...

I just got mine thru WorldNomads. Just to clarify, the wording changes depending on where you are located. I'm in the States. California. So I'm really buying the policy thru Access America and Jefferson BCS Insurance Company. Their wording is apparently different than UK version of WorldNomads. There is no limitation on the engine size here. Here is the only part that made me call them to clarify.

Under Sports Coverage, it says:

... you can participate in any of the sporting activities listed below and still be eligible for all coverage and assistance services, as long as the activity is:

* provided by a recognized company that is regulated or licensed where required
* not for professional competition or training for professional competition.

Further down the list under other sports and activities is motor biking among other things such as bungee jumping or caving...

I talked to Lara(dot)Burchett(at)accessamerica(dot)com today and explained her that my trip was NOT being provided by a professional company and it was going to be my main form of transportation around the world for 6 months.

She clearly stated that there were no such licence requirements for motorcycling around the world, and my trip would be covered under this policy. (Feb 6 2009 ≅ 12:30 PM)

Basicly, they are trying to exclude the expenses occuring from people jumping into canyons with home made bungees. It sounds fair to me.

I paid $258.00 and got it for 6 months worldwide.

I like their operation. I feel good about having bought my insurance thru these guys.

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RTW314559

We are travelling for over a year to countries that are on the FCO bad list, so have found that very few will cover us. So far this is the response I have had:

Campbell Irvine £412 each
M + S - No cover as we have to be returning to UK
Globelink - No cover for FCO countries
Navigator - No cover for FCO countries
Healthcare Int - £1275 each
1Stop Travel Insurance £188 each - but only for one year

We are going to get the 1stop paper work and check the small print

I will update when I ring some more.

NOTE We are in 4WD not a motorbike

__________________
Ollie

www.jollyfollies.com

Land's End to Sydney 2009

Hi all,
Am quite new to all this but got the heads up from Maria. I know I am replying to her posting back in 2006 but I am sure you'll all agree that travel insurance is as relevant now as it was then. We are actually overlanding with a 4x4 and will be starting off from Montreal all the way down to South America, so I hope this is ok, seeing as though this is a motorcycle forum

After several days of calling and web surfing, I finally decided on 1 Stop Travel Insurance. Why? Price. I paid £283 for both of us for 12 months (excluding personal belongings and excess). I did this on line after reading the small print and was all done in 15 minutes. I am now covered (whatever that really means).

World Wide Insurance came in second at around £370 for the both of us. Similar cover so price was the decider.

I have to say that I really wanted to go with Navigator. I really like their business and the fact that they were down to earth and honest. I enjoyed their website and found it easy to understand. They even have a fools guide to the small print which is a good read: Things you should know about travel insurance, but probably don’t

It's an honest assessment of the rip off that is insurance. I also spoke to a really compitent and very nice guy (didn't get his name). You do speak to experts, not just call centre folk, which makes a difference. If price is not such an issue (their 12 month cover came in at £264 each) then I would really consider them.

I hope I made the right choice. Just like someone in the thread, 1 Stop just seems to good to be true, I am waiting for the catch. I hope I don't regret not taking Navigator, or else, I hope I will never actually need to use it anyway. Isn't that what we all want?