Can we really get the cover we want?
Having been through all the info on HU and read the other messages on this thread, I still haven't been able to find an insurance company which will give the cover that most of us seem to need. I thought World Nomads looked good - motorcycle cover, age up to 65, renewable, cover available when trip already started, affordable - but on downloading the policy document, I saw that motorcycle cover was restricted to 125cc. I have asked about additional cover up to 600cc but so far have not had a reply! On checking the policy document for STA, again engine size restricted to 125cc. Other companies that were suggested on HU had age limits (I am 58). I have also checked out some US sites - premiums ranged from $2000 to $3500!!
So, are there really any insurance companies out there who will cover long trips, on larger capacity motorcycles and for older riders?
I would suggest caution at relying on information given on the phone - when you need to make a claim, only the wording on the policy document will count.
|