AFAIK the rules changed January 1. You might have slipped in before the rules became set in concrete--sometimes embassies have their own reasons for implementing new rules slowly, e.g., the Harrare Ethiopian embassy which was for a while the only place to get Ethiopian visas outside one's country of origin before they finally capitulated and stopped selling visas there. Or it might still be possible to purchase Ghana visas as you did, though the rules expressly forbid this.
In any case, a complete and informative post. Thanks.
Mark
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