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8 Aug 2008
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Join Date: Sep 2007
Location: Southam Warwickshire
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What hard currency for Ghana?
I will be driving down through west Africa in November and will take Euros to use in the french speaking countries as well as using a visa debit where possible. Have decided against taking travellers cheques for these countries, but as we want to stay in Ghana for a couple of months we would appreciate any advice regarding what hard currency would be more readily accepted in Ghana and if getting local currency using a visa debit through ATM's and banks is feasible or not. Also has anyone visited Ghana recently and had any problems changing travellers cheques if so what currency were they in. Any info greatfully appreciated.
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8 Aug 2008
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Registered Users
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Join Date: Mar 2007
Location: Denmark
Posts: 140
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Not sure about Ghana, since I haven't been there. But in the other West African countries I visited, banks and hotels will look at you like you're stupid, if you present them with a travelers cheque. If you do find a bank that is willing to change it, the rate is going to be horrible.
To be honest, I think you will be far better off with just your visa card and/or whatever euros you feel comfortable carrying around. But as I said, I don't know about Ghana specificaly, so I might be wrong there.
My $0.02
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9 Aug 2008
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Join Date: Oct 2005
Location: Limoux, France
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I carry a card for emergencies so can't comment as I've never used it ... but carry euros around with me for the trip .. which weren't a problem to change in Ghana. I did meet a guy from the UK in Ghana that had some sort of debit card that wouldn't work in the banks in Takoradi, I think a credit card (visa/mastercard etc) would be far better.
I've not travelled with TCheques for years & certainly in France they're a big problem ... wouldn't dream of taking any with me these days.
My 0.02c worth!!
Kira
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9 Aug 2008
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Join Date: Sep 2007
Location: on the dusty roads of africa
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We just drove thrue Ghana one month ago and we changed dollars on the black market, euros in a bank, we used our Visa card in several banks and even our normal Dutch bank card (Cirrus) we could use in the Stanbic Bank. About traveller cheques i dont know, but i dont think you will need them because there are a lot of other options.
Greetings Anne and Reinier
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9 Aug 2008
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Join Date: Sep 2007
Location: Southam Warwickshire
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Thanks to all...
Many thanks for everyones assistance, its a long time since we have been in west Africa and Ghana in particular (about 16 years) so i am expecting a lot of changes. Cant wait to get going.
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12 Aug 2008
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Join Date: Oct 2004
Location: London
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Mastercard can be a hassle in Ghana
Visa is accepted at ATMs all over Ghana but be aware that Mastercard is not accepted at any ATMs around the country.
To take a cash advance on Mastercard you will need to visit the head office of Barclays (possibly Standard will do the same as well) in Accra and get cash over the counter.
Pounds can also be changed readily at the banks / forex bureaus, but it doesnt make much sense bringing pounds if you are travelling overland. Far easier just to carry euros for all the francophone countries.
cheers
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