|
29 Dec 2013
|
Registered Users
Veteran HUBBer
|
|
Join Date: Aug 2012
Location: On the big Katoom
Posts: 132
|
|
Caxton FX Travellers card.
Firstly sorry if this is in the wrong section, I wasn't sure of the best place to ask.
I have done a search and got some older results, so I thought it may be wise to get a fresh outlook.
Next year I will be travelling down the east coast of Africa to Cape Town. I have wondered about getting the Caxton Card as well as the usual visa debit and mastercard credit cards. Anyone regularly use one, are they as good as the web site suggests?
Any views and experiences would be greatly appreciated.
Cheers Zed.
|
30 Dec 2013
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2006
Location: Cornwall, in the far southwest of England, UK
Posts: 597
|
|
Zed
Me and the missus have been using CaxtonFX cards (we have one each) for years now. These cards have never failed us. Note - the underlying credit facility is provided by VISA.
I understand that FairFX (MasterCard) is also a good one – some argue even slightly better.
I suppose if I was ultra-sensible, then I would carry one of each. CaxtonFX because ostensibly it’s a VISA card - and a FairFX for the MasterCard connection. In addition, this way I could also compare and select the best exchange rate between the two types of cards at any one time.
[Hmmm? .. I think I might actually give this idea some more thought!]
But take it from me/us; you won’t go wrong with CaxtonFX.
Cheers
Keith
|
30 Dec 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Dec 2013
Location: Newcastle upon Tyne
Posts: 4
|
|
I've just got cards from caxton, yet to use them (will remedy that at the weekend), but the set up process works well, so it's a thumbs up so far.
I went with caxton over fairfax, because although the exchange rate is generally a fraction worse, caxton don't charge for atm use, while fairfax do. (disclaimer: that isn't from my own direct research, it's from Martin Lewis's site moneysavingexpert.com which is well respected in the UK).
Sent from my Nexus 4 using Tapatalk
|
30 Dec 2013
|
Registered Users
New on the HUBB
|
|
Join Date: Jul 2010
Location: York
Posts: 3
|
|
Caxton FX is consistently 2% below base rate for the Euro card and 2.75% below the respective base rate for their Global card.
Personally I prefer the relative security that the Halifax Clarity Card brings, since its not actually 'your money' that you're spending until you pay the bill at the end of the month. You've not got to load it up either.
I did a write up after our 12 month European / Moroccan trip here:
[url=http://www.europebycamper.com/2012/06/halifax-clarity-vs-caxton-we-saved-over.html]Halifax Clarity vs Caxton - We Saved Over
|
30 Dec 2013
|
Registered Users
Veteran HUBBer
|
|
Join Date: Feb 2002
Location: Wessex, UK
Posts: 2,136
|
|
I have used a Fairfx card on a few trips and have found it satisfactory, the exchange rate has been pretty good. The Fairfx was recommended by moneysavingexpeert.com and I think the Caxton was second choice so both should be pretty good.
|
1 Jan 2014
|
Registered Users
Veteran HUBBer
|
|
Join Date: Aug 2008
Location: Dorset, UK
Posts: 339
|
|
Quote:
Originally Posted by Addie
Personally I prefer the relative security that the Halifax Clarity Card brings, since its not actually 'your money' that you're spending until you pay the bill at the end of the month. You've not got to load it up either.
|
If you can get one, I agree Addie. I consider myself to have a perfect credit history and was turned down.
|
3 Jan 2014
|
Registered Users
Veteran HUBBer
|
|
Join Date: Aug 2012
Location: On the big Katoom
Posts: 132
|
|
Thanks for the answers everyone. I had not heard of the Halifax Clarity Card so I will check that out. But it seems a no brainer to have at least one of these cards as a back up to the normal credit and debit card in my wallet.
I have travelled before but mostly Morocco and Europe, easy stuff money wise. I want to get it set up right before I go, constant money changing at borders and sorting exchange rates seems a little daunting. I'm sure I will learn a lot on route but I would rather not learn by expensive mistakes.
Cheers Zed.
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|