We use World Nomads. Cover just about anyone from most countries and to anywhere and it can be taken out for periods of up to a year and then extended on-line using a credit card. They have a couple of levels of cover that should suit most.
Can even start coverage even if you are not in your home country.
Worldnomads.com but they do have country specific web sites depending on your home country
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Its a third world and I would not every venture out without one.
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What is infinitely scarier is having an accident in the USA and having no insurance.
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