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4 Oct 2012
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Quote:
Originally Posted by DAVSATO
post office travel insurance DOES cover motorcycling. i specifically asked when i took mine out, and travel by motorcycle is classed the same as car travel. the usual caveats about motorsport use like trackdays or motocross are there, but touring is covered.
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These things change, but did you explicitly check for "overland" motorcycling, many policies exclude that or put limitations on the cc of the engine.
I'm not saying it does not cover it, but the last time I checked it didn't.
One other difference could be Europe V "rest of the world". Some policies allow for riding a bike all over Europe, but as soon as you mention zones outside that it becomes Overland.
I find it is always best to query exactly what they cover.
I've just had a good look through the Post Office policy, and it does say it covers motorcycles. A quote is comparable to what I have just got with Navigator. But I would still advise that anyone taking the policy explicitly asks about overland travel.
Last edited by BruceP; 4 Oct 2012 at 10:39.
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6 Oct 2012
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i asked the post office about motorcycle touring around western europe, which was fine. 'mooching around', same sort of thing as backpacking, car or camper touring, and they were fine about it. there is nothing in the specific exclusions about any of those. basically if youre in/on your legal vehicle on legal roads doing legal regular stuff, you would have nothing to worry about. just make sure you get cover that repatriates you, thats the expensive bit they skimp on sometimes.
'overlanding' is a term i dont think they would understand, if i was on a big trip i would want specialist cover anyway, not tourist travel insurance!
edit; just read my PO policy, "motorcycling[not competing or racing]" is specifically mentioned in the sports and activities covered.
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7 Oct 2012
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Quote:
Originally Posted by DAVSATO
i asked the post office about motorcycle touring around western europe, which was fine. 'mooching around', same sort of thing as backpacking, car or camper touring, and they were fine about it. there is nothing in the specific exclusions about any of those. basically if youre in/on your legal vehicle on legal roads doing legal regular stuff, you would have nothing to worry about. just make sure you get cover that repatriates you, thats the expensive bit they skimp on sometimes.
'overlanding' is a term i dont think they would understand, if i was on a big trip i would want specialist cover anyway, not tourist travel insurance!
edit; just read my PO policy, "motorcycling[not competing or racing]" is specifically mentioned in the sports and activities covered.
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If they don't understand the term, they should not be offering insurance :-)
It is good that they are covinging it though, personally I get my Europe cover through Carole Nash.
It would have been interesting (and useful) if you had asked (The PO) them about cover for the rest of the world
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7 Oct 2012
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Insurance, ins brokers, ins underwriters, ins companies
I specifically avoid the kind of "all inclusive" insurance offers that remain available/on offer from banks and similar financial institutions; I do this as a principle for the type of reasoning that has been expressed here in earlier posts.
I know lots of people who are happy to take such products but I don't know any who have actually made a claim.
There is quite a bit of good discussion about medical insurance in the thread "staying healthy on the road" and vehicle insurance causes a lot of input to "trip paperwork".
The sticky threads in there can capture issues that are timeless and unlikely to go away any time soon.
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7 Oct 2012
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Quote:
Originally Posted by BruceP
It is good that they are covinging it though, personally I get my Europe cover through Carole Nash.
It would have been interesting (and useful) if you had asked (The PO) them about cover for the rest of the world
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do carole nash do travel ins?
the PO do worldwide but it costs more.
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7 Oct 2012
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Confirmed with 1Cover that we were covered while riding a bike before I purchased the insurance. So long as I have an Australian license for that motorbike and are legally allowed to drive in said country I am covered.
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9 Oct 2012
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Quote:
Originally Posted by DAVSATO
do carole nash do travel ins?
the PO do worldwide but it costs more.
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Yes, CN do (defo European) , but last time I looked they were either not doing WW or it was stupid price, I can't remember which.
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9 Oct 2012
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From my experiance traveling & riding overseas, Read the policy thoroughly, do not assume anything and check the engine size you are covered up to. If you are unsure, send your insurer an email for clarification before you travel
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