You’ll be surprised how a ratty old cover makes the bike disappear. Having said that, over night I prefer to stay somewhere with either a garage or gated parking. Secure gives me peace of mind. Again, I also use the cover! I do use a disc lock, but the ‘chain’ I use is fairly light weight. It’s more for show than actual protection. I work on the assumption that most theft is of opportunity, so if my bike looks like it’s too much trouble, they’ll look for easier pickings. You’re right - if they’re going to nick it, not much will put them off.
As for bike gear, I tend to carry that with me. Maybe more hassle, but I’m very particular as to where I leave my stuff. If it’s with me, I know what’s what.
Although I’ve not travelled as much as others here, the one thing I’ve learned is not to worry too much - it gets in the way of enjoying the travel. Oh, and use a ratty cover!
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