Loads of things have stopped me doing trips over the years but not in a single case was it because I got cold feet and I've never planned anything I couldn't afford to do. Mostly its been a combination of the "motorcycle widow" filter - see Ted's post above for a good explanation of what that is and the "no man is an island" filter - having responsibilities to others that changed between the planning and the execution of the trip. On one occasion my wife developed a severe ear problem that put her in hospital the day before my departure. It was either catch the ferry or look after the kids.
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