I'm not going to have anything like 100k euro in my Revolut account, but it is important for me that it (1) works in most places; and (2) I don't get caught up in all kinds of "unverified activity" warnings, etc. while I'm traveling.
During my recent trip, my main bank ATM didn't work at all in most places, and I had to call my main credit card to verify a transaction even though I'd already told them I'd be traveling.
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