Not being flippant but it's like holding off buying a car, bike or flash TV. If I don't do it now, next year it'll be cheaper and I could get an upgrade for the same price. It's exactly what we all do when we postpone making a big decision in our lives.

The question really is how much do you want it? Do you want to jack in your job when you're frayed at the edges and close to breakdown? Make decisions when you can - before they are made for you - Life has a way of flipping every situation on its head...

I think I know where you're coming from...I'm 32 and have spent 6 years forging a career and have come from Chief Shit-Shoveller to hitting the glass ceiling. My salary has gone up alot over that period and I could sit here and pick up that payslip every month for the next few years.

However, against the advice of my peers and family, I'm planning to quit next summer and go with my g/f from Mexico to Argentina over 4-6 months. She's worked 6 days a week for 10 years in London and raised a kid (now 20 ) and basically needs a break before she goes crazy!

I reckon that money will always be a lure, and the more you have, the more you need to accumulate. As the Persians would say: how many mouthfuls can you eat at a time?

If you've climbed the ladder and built a business empire it can be replicated again. Pick a date and stick to it! And...kick my arse if I haven't disappeared in a blast of smoke next summer

MS