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Post By Tomkat
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12 Mar 2023
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Here’s a curly insurance one for you
Just finishing americas leg and onto uk in may for Europe section
Both kiwis on Canadian (bc) plates as that where we bought them
My question is where and how can I obtain insurance for both bikes whilst in uk
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12 Mar 2023
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Location: Devon, UK
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Motocamp Bulgaria or Tourinsure.de
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12 Mar 2023
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You are almost certainly wasting your time with any UK company. They are risk averse in the extreme so just won't cover anyone without a UK address. Their service is **** anyway.
Go with the two above.
Andy
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17 Apr 2023
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Agreed, the service from Motocamp in Bulgaria is great, and they offer the best price for European "green card" coverage.
I have used them many times and highly recommend them. They are trustworthy.
Keep in mind that it is necessary for you to possess the actual "green card" paper document - a scan or picture is not acceptable to the various authorities. This means that Motocamp will need to post the document to you, so figure out ahead of time where you want the letter sent. They send it by registered mail, it takes about 10 to 14 days to get from Bulgaria to Canada.
Michael
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17 Apr 2023
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Quote:
Originally Posted by PanEuropean
Keep in mind that it is necessary for you to possess the actual "green card" paper document - a scan or picture is not acceptable to the various authorities.
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I am sure this is true for a set of authorities - customs most likely - but once inside the Schengen zone, I've never had the police ask to see my paper insurance, even outside of my own country.
Agree with the others - UK insurance seemed disproportionately expensive even before Brexit. But if you've arranged shipping into the UK already, it might be inevitable...
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17 Apr 2023
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Quote:
Originally Posted by PanEuropean
Keep in mind that it is necessary for you to possess the actual "green card" paper document
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Not sure this is the case. It's common for UK insurers to email policy documents to their customers, including the part that certifies cover in other countries. It's not a physical "green card" any more, just a policy addendum.
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18 Apr 2023
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Quote:
Originally Posted by Tomkat
Not sure this is the case...
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Presenting a scanned or photographic copy of insurance documentation might be acceptable in highly developed western European countries, but the further you get out into the weeds in lesser developed countries where the various authorities (police, customs, etc.) are not so well educated, the more important it becomes to have all your documents "perfectly in order".
If I was planning to ride my North American plated motorcycle only in Switzerland, or the UK, I might take a chance on only having a photo or scanned copy of my insurance documentation. But, if I was planning a trip through most of the former Yugoslavian countries, I would make darn sure I had the original documentation with me.
There's also the matter of why one needs to present proof of insurance to consider. A photo or scanned document might be sufficient for a roadside spot-check or a customs officer. But if you actually get into an accident in a foreign country, and you don't have rock-solid documentation of being insured with you (especially if it appears that the accident was your fault), you might be looking at a few nights stay in the "Crowbar Hotel" until the authorities satisfy themselves that you are, in fact, adequately insured.
Michael
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