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![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
31 Dec 2006
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![mr moto's Avatar](https://www.horizonsunlimited.com/hubb/images/avatars/Avatar003.jpg) |
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Join Date: Feb 2004
Location: Prague Czech Republic
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money and paperwork management
i will be renting or selling my flat this year to head off on my bike for six months, or possibly a year . but my question is, how do you keep your finances in order while on the road ? for instance how can i pay my credit card off in full each month without being in the same country as my bank ? and how can my bank get in touch with me if there are any problems while i am on the road ?
and another thing , what can i do with all my paperwork that requires that i have an address, like my bikes v5 registration and insurance papers, credit card statements, and all the other bloody mountain of paperwork that i will have to deal with that requires a permanent address ?
sorry if this all seems obvious to some of you, but the paperwork is turning into a major headache .
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![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
31 Dec 2006
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pick a family/friends address and register everything there (dvla, credit cards, etc). Get your credit card and bank account switched to an Internet friendly one, eg. Egg do all the statements online, as well as payments. Even take out a new account/card just for your trip - more secure than leaving an your real bank account open to key-logging abuse. If you're off for a year or more, you'll have to SORN your bike with the DVLA. Otherwise they'll fine you.
I found banking was fine as long as money was going into the account all the time, and the credit card was paid via Internet. I kept a rough handle on how much I was spending each day. I switched my credit card limit down to about £1000, which meant I had a cap each month.
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![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
31 Dec 2006
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![Grant Johnson's Avatar](https://www.horizonsunlimited.com/hubb/customavatars/avatar10401_1.gif) |
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Join Date: Dec 1997
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Quote:
Originally Posted by mr moto
i will be renting or selling my flat this year to head off on my bike for six months, or possibly a year . but my question is, how do you keep your finances in order while on the road ? for instance how can i pay my credit card off in full each month without being in the same country as my bank ?
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Easy - set it up so that it's automatically paid in full every month from your savings account. We do that anyway to make sure we don't miss a payment and have to pay interest!
Quote:
Originally Posted by mr moto
and how can my bank get in touch with me if there are any problems while i am on the road ?
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Email. Tell them you're travelling for a little while, and give them your email address.
Quote:
Originally Posted by mr moto
and another thing , what can i do with all my paperwork that requires that i have an address, like my bikes v5 registration
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Send it to parents etc address. You just need someone that can open it and make sure there's no disasters you need to handle. Everything can be done via email these days.
Quote:
Originally Posted by mr moto
and insurance papers,
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What insurance? once out of the country, your bike insurance is invalid - cancel it.
Quote:
Originally Posted by mr moto
credit card statements,
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as above
Quote:
Originally Posted by mr moto
and all the other bloody mountain of paperwork that i will have to deal with that requires a permanent address ?
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Mailboxes etc po box. Looks like a real address, and forwards to wherever you want whenever you want. We've had a couple for 20 years.
Quote:
Originally Posted by mr moto
sorry if this all seems obvious to some of you, but the paperwork is turning into a major headache .
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final suggestion - you had to know this was coming - get our How To DVD. We cover all sorts of details that every traveller needs to know.
__________________
Grant Johnson
Seek, and ye shall find.
------------------------
Inspiring, Informing and Connecting travellers since 1997!
www.HorizonsUnlimited.com
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
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What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
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"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
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Lots more comments here!
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Diaries of a compulsive traveller
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New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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