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14 May 2012
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Registered Users
New on the HUBB
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Join Date: Mar 2012
Location: Darwin, MN
Posts: 16
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Motorcycle Insurance Help!
Hey there everyone, this summer (June-Oct), I will be leaving on a tour through North, Central, and South America. Everything is falling into place, my website is up and running (awayandfarremoved.com), and I have the funds now to make this trip a reality.
The only problem now, is that I can't purchase motorcycle insurance because I AM TOO YOUNG?! Seriously, Anyone under the age of 25 (I am currently 22 years old), is void from purchasing motorcycle insurance and now, I have no idea how to do this trip. Can I purchase insurance in each country? Is it expensive? Does anyone have any advice for how I can make this trip work? I am running out of time and don't know what to do...
-Ryan
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15 May 2012
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HU Founder
Veteran HUBBer
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Join Date: Dec 1997
Location: BC Canada
Posts: 7,324
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Question: what do you mean by "motorcycle insurance"?
For the bike - crash and burn it - or if you hit someone with it?
In other words, Collision Damage/Comprehensive/All Perils OR Public Liability.
In many countries in South / Central America you CAN'T BUY collision or theft insurance for the motorcycle, or if you can you can't afford it. All travellers are "self-insured" for the bike itself in most countries. (Now you know why many ride cheap bikes!)
VERY important - note that this is DIFFERENT from the REQUIRED liability insurance in many countries. When it's required in many small countries south, they'll sell it to you at the border, usually $30 or something like that. It may be worthless, but you have to buy it. Some countries like the USA and Canada and all of Europe and Australia and more won't ask - but you MUST have it.
Liability Insurance: I assume you can buy liability insurance? If not, get it in the next state! And make it for a short time because once you leave the USA and Canada, it's not valid anyway. Just be SURE to have organized to reinstate it before you hit the border on your return.
hope that helps!
__________________
Grant Johnson
Seek, and ye shall find.
------------------------
Inspiring, Informing and Connecting travellers since 1997!
www.HorizonsUnlimited.com
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Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
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Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
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