What do you do with the house?
I'm planning to go away for 6 months as a test run.
I don't want to sell my house just yet - more likely to that if the 6 months go well.
I have a mortgage but small monthly payments that I could continue to pay using my savings but I'd rather not.
I DON'T want to LET the house because that means changing the mortgage to a 'buy to let' (UK) which just complicates everything & I don't have much time before I go (it's an impulsive trip).
I could get a lodger but never done this and unsure what would happen if they had any problems or wanted to leave. I don't wish to burden my sister with caring for my lodger!
Do I have to tell the mortgage company I'm going away even if payments continue & the house remains empty?
If I get a lodger and then I leave the country, do they still count as a lodger?
I'm reluctant to ask the bank in case they get suspicious of my plans & start laying down rules!
Appreciate input from anyone who has been in this situation, especially from the UK
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Elaine
Striving to live the ordinary life in a non ordinary way
Last edited by pheonix; 30 Jul 2014 at 19:31.
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