![Reply](https://www.horizonsunlimited.com/hubb/images/buttons/reply.gif) |
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
7 Mar 2012
|
Registered Users
New on the HUBB
|
|
Join Date: Aug 2008
Location: UK
Posts: 5
|
|
Travel/Medical Insurance for people riding bikes over 350cc
Hi all
Does anyone know where to get travel/medical insurance if I'm riding a bike over 350cc? Most regular policies don't cover you over 125cc?
Help?
G
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
7 Mar 2012
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2006
Location: Cornwall, in the far southwest of England, UK
Posts: 597
|
|
I use these: Cheap Travel Insurance Online - Get Cheaper Travel Insurance with 1Stop Travel Insurance
Motorcycling is considered a Grade 1 Activity under the policy's Ts&Cs, so no additional charge.
Defintition: 'Motorcycling on public roads (no racing) safety helmet to be worn and must possess a licence allowing You to ride an equivalent motorcycle in the UK'
Note - No engine cc restriction.
.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
7 Mar 2012
|
Registered Users
HUBB regular
|
|
Join Date: Oct 2011
Posts: 36
|
|
Only on incidental basis!
Hi, the 1stoptravelinsurance.co.uk is no good for most HUBB users, as it only covers motorcycling PROVIDING that the activity is on an incidental basis!!!
I think the insurance company will quickly work out that you are not riding incidentally if you take your bike around the world!
We also need to extend our travel insurance soon, so any suggestion for good companies are appreciated!
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
7 Mar 2012
|
Gold Member
New on the HUBB
|
|
Join Date: May 2011
Posts: 11
|
|
Cheap and friendly insurance - navigator travel insurance!
Hi,
You're right although most policies count motorcycling as a grade 1 activity the small print normally limits the cc below what you'd want for long distance travelling. That's what I found anyway. I'm about to go round Europe and Russia and have bought the Voyager Lite insurance with Navigator Travel Insurance.
They cover any cc bike without prices getting expensive for road travel (this counts as travelling on any road which would be considered a raod in that country, even if the gravel track you are talking about would definately class as off road in England). It suits me because they'll cover my volunteer work too.
Prices depend on length of time etc but worth having a look at.
Cheap Travel Insurance UK, Best Holiday Insurance Cover Online, Navigator Travel
Happy searching
Alex
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
7 Mar 2012
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2006
Location: Cornwall, in the far southwest of England, UK
Posts: 597
|
|
Quote:
Originally Posted by Brian and Tanja
Hi, the 1stoptravelinsurance.co.uk is no good for most HUBB users, as it only covers motorcycling PROVIDING that the activity is on an incidental basis!!!
I think the insurance company will quickly work out that you are not riding incidentally if you take your bike around the world!
We also need to extend our travel insurance soon, so any suggestion for good companies are appreciated!
|
Good point, which is confirmed in the policy wording:
"You are covered [for] Emergency Medical Expenses and [for] Personal Accident sections for the following activities automatically, provided that the activity is on an Incidental basis You do not need to contact 1 Stop Travel Insurance."
"Definition of Incidental
-means happening on a casual or occasional basis."
HOWEVER, I've just phoned 1Stop Travel Insurance - spoke to Emma - who confirmed that I will be covered even though I'll be riding on more than an 'Incidental' basis, i.e from Bali Indonesia to Kuala Lumpur over a two-month period.
This is important to me as my next trip starts in a couple of months time, in mid-May. I arranged my policy last Sunday [March-04], so there's still time for me to cancel under the 'cooling off' rules if there's no cover.
Emma was quite adamant that I am indeed covered. I have asked her to put this in wrting to me, which she is quite happy to do .. and doing it straightaway in fact.
I'll let you know how it goes.
Cheers
.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
7 Mar 2012
|
Registered Users
Veteran HUBBer
|
|
Join Date: Sep 2006
Location: Cornwall, in the far southwest of England, UK
Posts: 597
|
|
Update
Polcy schedule has been amended with the following endorsement wording:
"Notes
07 Mar 2012
Cust called querying Motorcycling cover adv covered as standard Grade 1 activities. Can use this while abroad as its his main transport and not on an incidental basis."
YAY! .. ![Clap](https://www.horizonsunlimited.com/hubb/images/smilies/clap.gif)
[I hope!]
I guess I'll find out, for sure, if I have a crash!
.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
7 Mar 2012
|
Registered Users
Veteran HUBBer
|
|
Join Date: Mar 2007
Location: UK
Posts: 4,343
|
|
Motorcycling is a level 2 activity with this company, while riding under 125cc is level 1:-
World Nomads - Travel Insurance and your adventures
As a comparison, mountaineering and bob sleighing are both level 4 and cycle riding is as hazardous as riding a motorcycle.
__________________
Dave
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
8 Mar 2012
|
Registered Users
Veteran HUBBer
|
|
Join Date: Jun 2008
Location: Walsall, UK
Posts: 251
|
|
I've got an annual policy with the AA and have confirmed that I am covered whilst on motorcycle touring holidays because they also quote "incidental" use in their terms.
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
8 Mar 2012
|
Contributing Member
Veteran HUBBer
|
|
Join Date: Jan 2006
Location: Sheffield
Posts: 994
|
|
Does the AA policy have a trip length limit? A lot of them have a standard 90 day limit per trip
I've had a very good response from the AA before - I had a climbing accident but my mum had got out a standard holiday insurance policy, they stumped up over 30,000 quid for helicopters, plane tickets etc
|
![Old](https://www.horizonsunlimited.com/hubb/images/statusicon/post_old.gif)
8 Mar 2012
|
Registered Users
New on the HUBB
|
|
Join Date: Aug 2008
Location: UK
Posts: 5
|
|
Thanks for yr help
Thanks everyone for your help. I've also spotted that it's worth reading thr small print in your own policy. Mine says i can;t ride anything over 125 unless i have a full licence and no convictions. Obviously designed for car drivers who ride a bike on hols without having taken their test in the UK
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
![Ripcord Rescue Travel Insurance.](/stuff/ripcord/ripcord-logo-250.jpg)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
![Five books by Graham Field!](/stuff/grahamfield/graham-field-2021-280.jpg)
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|