Quote:
Originally Posted by Fern
Hello
Please can anyone enlighten me on the pros and cons of paying NI contributions whilst away?
I have a dodgy back/chronic pain condition, and if it goes bad whilst away there is a chance I might have to limp home and recover.
I am defiantly hoping to be away for a year, and then after that get up to two years each in Oz and NZ on a work visa, so i'm sure tax things suchlike are different whilst working in NZ and Oz.
?
Thanks
Fern
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It's simple, but not so simple, depending on your own personal, detailed circumstances which are not given here by you (and are kept in your NI records).
In short, if you pay them then you keep a continuous record and thereby add to your overall years of making such contributions; this counts towards your OAP pension and has nothing to do with falling ill.
If you are ill and get yourself back to the UK then the NHS will deal with that irrespective of your NI contributions.
The not so simple bit is that the rules tend to change over the years surprise surprise, so it is a bit of a gamble on the future in any case!!
Hope this helps, but you really should get advice from the NI folks about your own personal status in accord with their current records.
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Dave
Last edited by Walkabout; 19 Jan 2012 at 22:27.
Reason: spelling
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