Quote:
Originally Posted by oldbmw
Walkabout, The NHS will be ok, but if you fall ill you may not qualify for sickness benefit ( and other things) It happened to me.
I had a car crash ( not my fault) but had to wait a year for sick pay etc until my NI payment "qualifying year" came to a paid up year.
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Not something that has happened to me (but I have had the car crash aspect), so I take this case study as reinforcing my point that each and every individual needs to take up their own situation with the NI authorities.
In summary, we are all individuals with unique circumstances, as of now, & the optimum solution for making a decision depends on all of:
1. Past contribution record
2. Current regulations, which are almost certainly going to change in the future.
3. What the individual has planned; Fern is talking about being out of the UK for up to 5 years.
I conclude that it is not even a one-off decision, as earlier posts have said, but something that should be reviewed regularly and the end of the financial year is a good time to do that.
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Dave
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