You don't need to swap over the mortgage, just inform your lender. As it's still your primary residence it's ok. You do need landlords insurance though.
We rented ours out for three years so far - on six month contracts. The lettings agent takes 8% and £75 every six months for the contract.
The agent will want a gas and electrical test certificate done but that's all you need.
Rent return is high in the UK, why not earn in the 6 months you are away.
You here horror stories but we have been happy with our tenants for the last three years.
Good luck on your trip
Paul
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