Go Back   Horizons Unlimited - The HUBB > Planning, Trip > Trip Paperwork
Biking Great Ocean Road in Oz - How do I get insurance cover? Biking Great Ocean Road in Oz - How do I get insurance cover?
Register FAQ Calendar Today's Posts
Trip Paperwork Covers all documentation, carnets, customs and country requirements, how to deal with insurance etc.
Photo by Hendi Kaf, in Cambodia

I haven't been everywhere...
but it's on my list!


Photo by Hendi Kaf,
in Cambodia



Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 15 Aug 2011
Registered Users
New on the HUBB
  
Join Date: Apr 2010
Location: South Wales, U.K
Posts: 6
Biking Great Ocean Road in Oz - How do I get insurance cover?
Hi -

Can someone please advise me.
I have been invited to motorbike Australia's "Great Ocean Road" between Adelaide and Melobourne and then on to Tasmania with one of my cousins. He has a Suzuki Katana ready for me to ride but I am confused as to how to get insurance cover.

Please advise.

Thanks

HMS
Reply With Quote
  #2  
Old 15 Aug 2011
Registered Users
Veteran HUBBer
  
Join Date: May 2006
Location: Bribie Island Australia
Posts: 678
There are two distinct insurance schemes for motor vehicles in Oz.

When a vehicle is registered it will automatically have the compulsory third party injury insurance which will cover you (under most circumstances), passengers and anyone you may injure for medical treatment and long term treatment. The owner of the vehicle is responsible for making sure its registered and has third party insurance. If you are at fault in an accident due to an illegal activity you may not be eligible for compensation - eg drugs, alcohol, theft of vehicle.

Second scheme is for insuring the vehicle for any damage it may do to other peoples property (third party property insurance) and/or damage to the vehicle as well (fully comprehensive insurance). This is not compulsory and has to be bought by the vehicle owner, listing age of drivers/riders. There are dozens of insurance companies that sell this insurance.
Reply With Quote
  #3  
Old 16 Aug 2011
Registered Users
New on the HUBB
  
Join Date: Jan 2011
Location: Sydney, Australia
Posts: 16
Sorry I can't help with the original question, but does the compulsory third party insurance (the one you need before you register the vehicle) cover damage to another persons vehicle, or just the person? Say you rear-end someone and only have CTP, does it cover the repair costs of their vehicle, or just their injuries, if any?

Thanks and regards,

Dave

- sorry found the answer to my question. Compulsory third party insurance only covers the other riders/drivers injuries. To cover their property (car, bike or property) you will need third party property insurance.
Last edited by davel1001; 16 Aug 2011 at 15:57. Reason: Found the answer
Reply With Quote
  #4  
Old 16 Aug 2011
Contributing Member
HUBB regular
  
Join Date: Jan 2010
Location: UK and Australia
Posts: 93
The compulsory 3rd party insurance covers only 3rd party personnal, not property. The owner of the bike has 3 options:

1. taking out no other insurance and running the risk
2. taking out 3rd party property insurance to cover other peoples property in the event of an accident
3. taking out comprehensive insurance to cover other peoples property and own bike for accident, theft, fire

All 3 usually cover any rider provided they are licenced whether named on the policy or not, though the excess may vary depending on the riders age and experience and whether they are named on the policy. It's not usually like the UK for example where only named riders are covered. One or two overseas based insurance companies are the exception though. Best to check the policy document to make sure.
Reply With Quote
  #5  
Old 17 Aug 2011
gixxer.rob's Avatar
Registered Users
Veteran HUBBer
  
Join Date: Mar 2008
Location: Back in Melb
Posts: 287
Save your money for the speeding fines you will get down here in the in land of the fun police
Reply With Quote
Reply

« Previous Thread | Next Thread »

Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
The Great Ocean Road - Places to stay? Henry_Morton_Stanley Australia / New Zealand 4 23 May 2011 08:56
Insurance in the UK to cover whole trip? tobyb 4 wheel Overland Travel 2 9 Feb 2010 23:10
Australia - Great Ocean Road MAZZA Travellers Seeking Travellers 3 4 Dec 2006 13:09
Riding buddies for Great Ocean Rd MAZZA Australia / New Zealand 6 26 Nov 2006 08:14
general insurance cover mareestu Trip Paperwork 3 5 Dec 2004 23:26

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now, and add your information if we didn't find you.

Next HU Eventscalendar

25 years of HU Events
Be sure to join us for this huge milestone!

ALL Dates subject to change.

2025 Confirmed Events:

Virginia: April 24-27 2025
Queensland is back! May 2-4 2025
Germany Summer: May 29-June 1 2025
CanWest: July 10-13 2025
Switzerland: Date TBC
Ecuador: Date TBC
Romania: Date TBC
Austria: Sept. 11-14
California: September 18-21
France: September 19-21 2025
Germany Autumn: Oct 30-Nov 2 2025

Add yourself to the Updates List for each event!

Questions about an event? Ask here

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

Adventurous Bikers – We've got all your Hygiene & Protection needs SORTED! Powdered Hair & Body Wash, Moisturising Cream Insect Repellent, and Moisturising Cream Sunscreen SPF50. ESSENTIAL | CONVENIENT | FUNCTIONAL.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

Your ad could be here, on EVERY page of the HUBB, or the whole website, or as many as you like!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.



All times are GMT +1. The time now is 03:53.

Contact Us - Horizons Unlimited Motorcycle Travellers Website - Archive - Privacy Statement - Top