OK for the record, I phoned a bunch of companies, and then got them to confirm in writing that they cover FCO blacklisted countries (as long as your medical problem isn't related to the reason for the country being on the FCO list).
American Express,
AXA PPP Healthcare,
Navigator Insurance
All would cover me on this basis.
...and of course the trip passed without incident. Typical!
chrs
Nik
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