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25 May 2011
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Join Date: May 2011
Location: Australia
Posts: 25
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Cheap Mexico Insurance?
Can somebody please tell me if there is a way to get 'affordable' insurance for 30 days or so in Mexico? We really don't want to blow $80 - $100 for (probably useless) liability only insurance. By the way, I've already looked into getting driver's license insurance but I've only found it available annually (about $120).
By the way, I hold a California DL.
I hate this insurance nonsense...
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25 May 2011
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Registered Users
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Join Date: Sep 2009
Location: Everettt, Washington, USA
Posts: 278
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Where are you plannin on entering?
I've been in Mexico for 50 days, never bought insurance. I entered through Tijuana, and cross via ferry from La Paz to Topolobampo on the mainland.
Never bought insurance. Simply imported my bike into mexico at the ferry terminal.
--Alex
http://www.horizonsunlimited.com/hub...396#post330572
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25 May 2011
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Registered Users
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Join Date: Oct 2003
Location: Vancouver, BC, for now...
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Quote:
Originally Posted by bigalsmith101
I've been in Mexico for 50 days, never bought insurance. I entered through Tijuana, and cross via ferry from La Paz to Topolobampo on the mainland.
Never bought insurance. Simply imported my bike into mexico at the ferry terminal.
--Alex
http://www.horizonsunlimited.com/hub...396#post330572
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You can enter Mexico without insurance. In fact, all the times i have traveled through Mexico, i have never been asked for insurance, but only because i didn't have an accident. Now, that being said, if you have an accident in Mexico and the police are called, you will be asked for insurance. Then, because you decided to save a lousy $118, you will go to jail and will have to deal with your problem from within, or if you are really lucky, you can come up with enough money on the spot to bribe the officials and anyone else involved to let you go, which will surely be a lot more than a lousy $118. The choice is yours. BTW, in Mexico, you are guilty until proven innocent, so good luck with that
My last policy was around $118 for six months, i was there for three. Yah, i know its a drag if your there for a short time, but remember, shit happens. Would you drive in your home country without insurance? How about the SOB that hits you and doesn't have insurance? I make this part of my budget and like gas and oil, don't even think twice about purchasing it, just do it.
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28 Jul 2011
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Join Date: Apr 2008
Location: in the saddle
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AJO insurance
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28 Jul 2011
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Contributing Member
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Join Date: Aug 1999
Location: Vancouver Island, Canada
Posts: 812
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My understanding (and it could be out of date now) is that insurance is required for the more northern states but not some of the southern states such as Oaxaca or Chiapas.
As stated, for roughly $100 you could be saving yourself a lot of hassles and headaches with the police if you do have a collision with another vehicle. If you are a foreigner just passing through Mexico for a few weeks, I think it's worth the money.
__________________
Bruce Clarke - 2020 Yamaha XV250
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28 Jul 2011
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Join Date: Apr 2008
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required ?
I live on Mexican border...go to Mexico all the time......insurance is NOT really required anywhere - in other words you get stopped, no problem.....you have wreck, run over someone's kid, whatever....you in deep shit man. No kidding.
Get insurance.
You can drive into Mexico about 40-80 miles depending on state, in my experience, without "importing" car
Get insurance repeat get insurance repeat.....
Zig
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29 Jul 2011
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Join Date: Oct 2005
Location: Norwich,Ontario,Canada
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Quote:
Originally Posted by 2foilheads
By the way, I've already looked into getting driver's license insurance but I've only found it available annually (about $120).
By the way, I hold a California DL.
I hate this insurance nonsense...
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So foilhead did you eventually wind up buying the DL liability insurance?There are companies which offer DL insurance for less than that, e.g. $85
DL liability insurance for a whole YEAR at that rate is a LOT cheaper than getting the single vehicle nominated policy for a few days or weeks everytime you enter.
And think of it , since you have a California DL ( and live there?) then it means that you will be able to pop over the border INSURED anytime and manytimes during the year on a bike or in a car, use any vehicle you have in your name..A bargain all around
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29 Jul 2011
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Join Date: Jun 2008
Location: Now Alberta, Canada! (originally the Netherlands)
Posts: 276
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we currently have Mexican insurance, only 3rd party liability.
91 USD per bike for 6 months.
www.MexicoInsuranceOnline.com - an International Insurance Group Company
They email al the documentation etc., but only in English. I asked for a Spanish version, and that was in my mailbox a day later.
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30 Jul 2011
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Join Date: Apr 2008
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price
I think I paid this year 91 dollars for a year liability with AJO.....
Zig
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30 Jul 2011
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Join Date: Feb 2004
Location: St Andrews
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I assume you have tried Sanborn's on line and Mexpro.
__________________
Mike
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Mike is riding the twisty road in the sky
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