Insurance for aussie in France

[choppa]

Yeah sorry, not another iinsurance Q.
We are planning to ride a borrowed or privately rented or maybe even buy out rite a small bike to ride around the Pyranese and down to Barcelona this coming summer.
Ive heard bike rego in France includes 3rd party. Anybody know if this is correct? And this 3rd party does it cover people and property or just property?
It will probably be a low value cheepo 250 or something.
I guess if this is not so we should get some of that 22 euro/month Luxemberg insurance that was just posted on this forum.
Any help would be appreciated by you guys, thanks.

Oh and we dont have the bike yet, probably wont know exactly what/if till we actually get there.

Choppa

[TT-Kira]

If the bike is borrowed then you can ride on the owners insurance.

In France vehicles are insured, not the driver/rider - so 'any driver' can use it with permission provided that they meet the insurers conditions (on my car insurance you must be over 23 & have a clean licence to use my car) As long as you have the 'carte grise' (registration certificate) and the small square green paper attached to the bike with the larger green one on you with the owners name signed (and now there's an area you can sign too) then you'll be fine for any 'controles'

If you buy your own it's going to prove more difficult as you'll need an address to register the bike & insurance to.

Which end of the Pyrenees are you planning to be?

Kira

[choppa]

Thanks Kirra .


My friends sister has a house just south of Toulouse. So we will have an address for paperwork etc.
Hopefully we can borrow a bike, from what u say, that will be easier.
When you say, buying will be more difficult to get insurance for me, can you give me an idea what u mean, or a link to somewhere I can find out.

We hope to ride all over the Pyranese. Not sure yet, ive Google Earthed the area and looks like some great riding for summer, all those fresh water lakes, amazing!
Can you recommend any good rides or ecomomic accomodation up there.

Thanks

[Alexlebrit]

Just to clarify one of your points, no insurance isn't included with the rego (road fund licence for the Brits) as we don't have that any more in France

If your sister lives here and you want to actually buy a bike, then the logical thing would be to get her to buy it, register it either in her name or in your joint names (this is possible, I have a Twingo with joint registration) and then get her to insure it, with you as a named rider using her address as your address.

In France it's the vehicle not the rider that's insured, but doing it this way should make it easier as your name will also be on everything, especially if you want to cross borders.

[choppa]

Alexlebrit

Arr I get it now. So insurance still has to be purchased separately.
And the bike is insured, cool.

Unfortunately its my friends sister. It'd be a bit of a stretch of friendship to get her to buy and sort it all for my lazy arse.

Possibly we can borrow and put my name on the green paper.
Apparently there are locals in the village that have bikes.
If we have to buy/borrow/rent one of these, is insurance easy to get locally for locals (my friends sister). That is, is it economic and can it all be done in a day or two by me when I arrive.
I ask cos the recent post about this and green cards and 22 euros per month insurance from Luxemburg takes 30 days, no good cos weve only got about 20 days in the area.

Thanks

[Alexlebrit]

Well as the bike is insured not the rider, if someone lends you theirs you're insured on their insurance (assuming they have any) you don't NEED to do anything, although if you're going some distance you might get them to write you a little note saying they've lent it to you.

If they rent it to you though you wouldn't be inured unless they're a proper rental company with the appropriate insurance.

If you google Location Moto Toulouse, you should get plenty your friend's sister could have a look at.